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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Well, today is the day for Barclays! I app'd and got $1200. I had to call to verifiy my identity and then he told me I was approved. Whew! I was sitting in front of my laptop with my fingers crossed, holding my breath. I've seen so many declines in recent years, that it's a whole new experience to actually *be* approved for instant credit.

 

He asked me if that would be enough for my purchase and I said that I wasn't sure (tho had asked for $500 to $1000 purchase on app). He said if I needed more, to call their CS. I'm not sure if I should just be grateful for what I got or if I should call and try for a higher CL.

 

Thanks to everyone here for the invaluable information and encouragement! :smileyhappy:

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!


mAndrew1980 wrote:

I'm freaking out now guys. I just was just instantly approved for Barclay's Apple on-line with a 1900CL. I'm really at a loss for words. To be honest, I'm getting choked up. I just never thought I could fix my credit. Ever. It seemed insurmountable! But my moment has finally arrived. I'm here! Thank you all SO SO MUCH for giving me a life filled with optomism.


What was your scores / bureau pulled / baddies?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
mAndrew1980
Posts: 711
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Yay! Big day for MyFico'ers with Barclay's. Looks like Christmas came a little early. And yes, Bichon, I've basically only known denials so it was a bit shocking seeing "Approved!" on my computer screen.


Today was a very good day. One of the best I've had in a long time.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Valued Contributor
RockinRay
Posts: 1,945
Registered: ‎08-13-2007
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Yay! Congrats! You GOT IT!!!!!!!   :smileyvery-happy:

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **

Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Thank you! I'm kind of still in a state of shock. :smileysurprised: 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
RockinRay
Posts: 1,945
Registered: ‎08-13-2007
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

So now call the backdoor number and tell them yoiu want to buy a $2000 MacBook Pro.

 

Gut tells me they will give you more - but you have to ask!  :smileyhappy:

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
casmith1980
Posts: 633
Registered: ‎03-20-2010
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!


RockinRay wrote:

So now call the backdoor number and tell them yoiu want to buy a $2000 MacBook Pro.

 

Gut tells me they will give you more - but you have to ask!  :smileyhappy:

 

Ray



Definitely!!!!  Go for it!!!!!!!!!!!!  (worse you'll hear is a "not at this time")

EQ Fico 2009 500's
TU Fico 2009 500's

EQ Fico 04/10/2012 663 (SW alert)
TU Fico 04/13/2012 653 (Walmart)

Goal: 760 by 12/2013 and close on my first house :smileyvery-happy:

Goal - 720 by 12/31/12
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Which is the best # to call for recon/CLI?

 

Barclays: 888-232-0780 (Customer Care)

Barclays: 866-408-4064 (Credit Analyst)



~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!


bichonmom wrote:

Thank you! I'm kind of still in a state of shock. :smileysurprised: 


Congrats !!

 

Didn't I tell you earlier you will be approved ?  :smileyhappy:




Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!


bichonmom wrote:

Which is the best # to call for recon/CLI?

 

Barclays: 888-232-0780 (Customer Care)

Barclays: 866-408-4064 (Credit Analyst)




Credit Analyst





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