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Holy Crap APPROVED for Barclay's Apple!!!!

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mAndrew1980
Established Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Oh God LOL....so I registered my account on Barclay's official website only to discover my CL is $1,190.00 -- not $1,900.00. Haha wow I was freaking out so badly when I saw I was approved that I mis-read it. Well, that makes a lot of more sense to me now. Seeing as how people on here with better credit profiles weren't even getting $1,900.00. Not to mention I said my expected purchase was $500-$1000.

 

Anyways I don't care. I'm not recon'ing. I'm just soooo happy to have this card. I'll build a good relationship with them and see what happens. Thank you MyFico and thank you Barclays!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 71 of 131
john398
Senior Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

mine was 1190 with 9k showing in cc debt and still was able to call to go from 1190 to 2k

why not call? they are very friendly


@mAndrew1980 wrote:

Oh God LOL....so I registered my account on Barclay's official website only to discover my CL is $1,190.00 -- not $1,900.00. Haha wow I was freaking out so badly when I saw I was approved that I mis-read it. Well, that makes a lot of more sense to me now. Seeing as how people on here with better credit profiles weren't even getting $1,900.00. Not to mention I said my expected purchase was $500-$1000.

 

Anyways I don't care. I'm not recon'ing. I'm just soooo happy to have this card. I'll build a good relationship with them and see what happens. Thank you MyFico and thank you Barclays!




Message 72 of 131
ccoaston
Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Apple was offering me 2500 then i called and got a CLI to 3800. Whats the highest limits do you guys have?


Starting Score: 700
Current Score: 754
Goal Score: 800


Take the FICO Fitness Challenge
CapitalOne - 1k
Barclay - 3.8k
Chase Freedom - 2k
Citi Bank diamond perffered - 5k
Discover - 5k
Amex blue cash perffered - 2k
Message 73 of 131
mAndrew1980
Established Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Haha I did call and recon my CLI. They upped it to 2K! They have amazingly friendly customer service. I'm looking forward to developing a long standing relationship with Barclay's. They've really extended me quite the olive branch. In turn, I will show them tremendous loyalty.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 74 of 131
casmith1980
Established Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Poo, my poor measly $1000 limit. That's ok, with strong payments and loyalty I'm sure this card has potential until Cap1 Smiley Happy
Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 75 of 131
butterflyblu
New Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Congrats! Enjoy the card

Message 76 of 131
bichonmom
Senior Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Everyone who's reconed successfully this morning or yesterday, did you call the "cust care" number or the "credit analyst" number?

 

Thanks! Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 77 of 131
CS800
Super Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!


@bichonmom wrote:

Everyone who's reconed successfully this morning or yesterday, did you call the "cust care" number or the "credit analyst" number?

 

Thanks! Smiley Happy

 


I would say the credit analyst number.




Message 78 of 131
bichonmom
Senior Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

What is everyone telling them to get the CLI? I'm *so* afraid that if I call them, they're going to realize their mistake and CLD or something. I know I'm just being paranoid because of my credit past.

 

Is everyone saying you want a Mac Book Pro? Or are you just asking for a CLI?

 

Just would like to know what's working for others before I call. Smiley Happy

 

Thanks!

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 79 of 131
CS800
Super Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!


@bichonmom wrote:

What is everyone telling them to get the CLI? I'm *so* afraid that if I call them, they're going to realize their mistake and CLD or something. I know I'm just being paranoid because of my credit past.

 

Is everyone saying you want a Mac Book Pro? Or are you just asking for a CLI?

 

Just would like to know what's working for others before I call. Smiley Happy

 

Thanks!

 

 


I told the person I was getting a macbook pro and he increased my CL.




Message 80 of 131
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