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Frequent Contributor
Posts: 389
Registered: ‎07-09-2012
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Holy buckets Batman - What did Sam's club do?

So after I closed on my house I went on an app spree.  Got approved for a Sam's club  card.  A whole whopping $400.  I immediatly asked for a higher limit and was turned down.  I maxed it out, paid it off, maxed it out and paid it off.  I let the balance sit for about 2 weeks before paying off.  I asked for a credit increase and was turned down.  Decided to hell with them, I let the card sit ideal for 30 days.  I log onto my account to make sure I paid off before interest hit and verify I am truely at 0 balance (I am).  But notice they increased my limit to $1700!!! 


Holy buckets!!!  That is a $1300 uninitiated increase.  


How often should I expect these increases?

June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
0 Kudos

Re: Holy buckets Batman - What did Sam's club do?

Congrats on the auto luv

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0 Kudos

Re: Holy buckets Batman - What did Sam's club do?

Congratulations! YMMV but a good rule of thumb is after every 4th statement you can request a CLI
Valued Member
Posts: 81
Registered: ‎09-01-2013
0 Kudos

Re: Holy buckets Batman - What did Sam's club do?

Not the first time I read this story. I'm beginning to wonder if its a good idea to hold on to a new account for at least 4 months.


Anyhow, that's a nice bump!

"Neither a Borrower Nor a Lender Be"

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