@Poki wrote:
@RyVision wrote:
@Poki wrote:Remember: current active personnel, retirees and annuitants. Simply being a veteran does not qualify for membership.
Hurts my heart that I can't join (veteran), yet I know a high school dropout that joined thanks to his Grandpa. I've written the National Credit Union Administration about eight times so far, Modcut
oh... congratulations, lol
I see they are giving $250 for re-financing with theme (and their rates are usually pretty good). Looks like you just missed out on their $100 bonus for opening a checking account with theme.
I've gotten a better picture over the last several months about why so many Vets aren't members. They had Years to become members but didn't. Some personal responsibility about not getting in might be a thought.
I've been trying for months myself to get an active (stateside now) military member to join (actually, closer to a year). He says they heard all about NFCU when they first got in (they get ads from them, hear about them and see branches on bases) but isn't sure he's interested. So no one keeps "Vets" out but themselves. If someone is a Vet, then they were at some point active military and had every chance to join.
NFCU is not there or setup for Vets. It's there FOR ACTIVE military, Retired and THEIR families. Read their requirements. Has nothing to do with the NCUA.
I have just as much respect for Vets as the next guy, but at some point, they might want to see they had just as much opportunity to join as any other service member while active duty or if they stayed into retirement. Vets also qualify under Their retired military family members.
NCUA plays a bigger roll than you think.
I've never been stationed on one of the bases with a NFCU branch, not even Camp Pendleton has a branch (though they have theme off base). NFCU was not always open to all military branches, not until May 2008. Never received any "ads", not sure what you mean by that. Neither have I heard much about theme.
Its not nice making assumptions.
I saw your original post (before the mod edit). So I wouldn't bring up "assumptions".
"on bases" was a misnomer, it should be "near bases". The NCUA only makes sure a CU adheres to their own rules (charter) when it comes to membership, that is why NFCU is so strict about eligibility. Personally, I feel Vets should be eligible (I'm guessing, they will be one day).
Original point being, a high school drop out has no more privilege to join than a Vet other than who they're related to. Vets are not excluded from that route.
@RemyWinchester wrote:you're entitled to your opinion, I'm entitled to mine. Never once did I say put military members on a pedestal, but for once, to even suggest that it's veterans' faults for not joining is the most asinine statement I've literally ever heard.
Sure, in the past few years there has been an ad campaign, but I can ASSURE you this was not the case pre-2008.
Here's another way to think about it: People care calling in and getting into NFCU because of a decease grandparent VETERAN. Key word veteran. So how does it make sense that living veterans are not eligible, but their family members are?
Now it's your turn to be called out as making an ignorant statement. NFCU does NOT let people in because of a deceased grandparent "VETERAN" as you say. Only a an active military or RETIRED VET that received a pension. HUGE difference. So you yourself might want to read up a little more on exactly how someone is eligible.
@RemyWinchester wrote:Silver -
That's the point I'm trying to make. Thanks for clearing it up. I have NO issue with family members joining, but in this case (and many many others on this board and CB) people are calling in to get access and their grandparents were not members.
Literally every single multi-generation American family would be eligible if it only meant military service at some point. The key is the member has to be a Navy Federal member first. Front-line reps at NFCU are making mistakes and the security department who verifies eligibility will do their due diligence.
People don't like hearing the truth, or people just want what they can't have.
Again you're wrong. The key is that the person wanting to become a member has to have a connection to someone who is\was ELIGIBLE to become a member, usually that means retired and NFCU has all those records. If the person referenced is or was a member, that only makes it quicker and easier some of the time.
If Poki's grandparent was retired with a pension paid by DFAS, but not an NFCU member, Poki can still become a member.
@USF813 wrote:I have to agree with Ryvision. NFCU does all sorts of membership blitzes and tons of advertising. There isn't a single reason why an active duty soldier never heard of NFCU, either by word of mouth (people talk) or by way of promotional communications.
@RemyWinchester - Ryvision has an opinion to which they are entitled, so knock it off with the "you literally have no clue" garbage. I'm a member by way of my stepfather, but i'm the farthest from the type who holds military members on a pedestal because they signed up for a job.
I can assure you not every Soldier, Marine, Airman, or Sailor has been subjected to "tons of advertising". Word of mouth doesn't always convey much meaning. I mean this in an honest way, no argumentation.
