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Regular Contributor
Posts: 203
Registered: ‎11-17-2011
0

Holy crap is it true cap one approved

I am in the gardening club but I had made this app before I joined so I figured at least should try to get it alreadys got the hit for it so I called and had them pull another Experian report because last one has false info and I called back today and I was fully approved I really couldn't believe it I've only had the cap one secured card for about 4 months pif every month never late sometimes 2 or 3 payments a month they did not tell me the credit limit but idc I'm stoked I'm pretty sure it's the starter card but I think I will be closing my cap one secured ASAP and getting my 99 bucks back what should I do
Fico's in 500s across all three and one nfcu nrewards card with 2k limit for rebuilding
Regular Contributor
Posts: 203
Registered: ‎11-17-2011
0

Re: Holy crap is it true cap one approved

I just called a csr to get my credit limit and now she tells me it is still pending approval. I'm going to go with what the executive account specialist be cause he told me it was barely approved but it did get it but said there was no cl set yet
Fico's in 500s across all three and one nfcu nrewards card with 2k limit for rebuilding
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Holy crap is it true cap one approved


Carlile92 wrote:
I just called a csr to get my credit limit and now she tells me it is still pending approval. I'm going to go with what the executive account specialist be cause he told me it was barely approved but it did get it but said there was no cl set yet

Whats your scores?? Any baddies?




EQ FICO 548 3/3/16
Established Contributor
Posts: 768
Registered: ‎04-08-2011
0

Re: Holy crap is it true cap one approved

Good luck!!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Regular Contributor
Posts: 203
Registered: ‎11-17-2011
0

Re: Holy crap is it true cap one approved

I am proud to say 0 baddies at all and tu fico is 661 and all reports have same thing only thing is short account history and a lot of inquiries and I mean ALOT but I have a secured card with great payment history since July I pay 2 to 3 times a month would you go by account managers word because he did say I barely was approved but I did get it
Fico's in 500s across all three and one nfcu nrewards card with 2k limit for rebuilding
Member
Posts: 8
Registered: ‎11-28-2011
0

Re: Holy crap is it true cap one approved

You should be fine.... I've got 678 on trans with one Co that's 6 yrs old and 1 late pay on a salute and I just got approved for cap1 500, barclays 850, Walmart 500, Amazon 600, eBay MC 300, discover 1000 mind you before all these cards I only had 1 orchard bank with a Cl 320...

Starting Score: 505
Current Score: 654
Goal Score: 720


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Member
Posts: 8
Registered: ‎11-28-2011
0

Re: Holy crap is it true cap one approved

And for the record I'm going into garden mode for 1 year and hope to reap my rewards by Xmas next year...

Starting Score: 505
Current Score: 654
Goal Score: 720


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