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Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011

Holy crap is it true cap one approved

I am in the gardening club but I had made this app before I joined so I figured at least should try to get it alreadys got the hit for it so I called and had them pull another Experian report because last one has false info and I called back today and I was fully approved I really couldn't believe it I've only had the cap one secured card for about 4 months pif every month never late sometimes 2 or 3 payments a month they did not tell me the credit limit but idc I'm stoked I'm pretty sure it's the starter card but I think I will be closing my cap one secured ASAP and getting my 99 bucks back what should I do
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011

Re: Holy crap is it true cap one approved

I just called a csr to get my credit limit and now she tells me it is still pending approval. I'm going to go with what the executive account specialist be cause he told me it was barely approved but it did get it but said there was no cl set yet
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Holy crap is it true cap one approved


Carlile92 wrote:
I just called a csr to get my credit limit and now she tells me it is still pending approval. I'm going to go with what the executive account specialist be cause he told me it was barely approved but it did get it but said there was no cl set yet

Whats your scores?? Any baddies?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Guava
Posts: 767
Registered: ‎04-08-2011

Re: Holy crap is it true cap one approved

Good luck!!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011

Re: Holy crap is it true cap one approved

I am proud to say 0 baddies at all and tu fico is 661 and all reports have same thing only thing is short account history and a lot of inquiries and I mean ALOT but I have a secured card with great payment history since July I pay 2 to 3 times a month would you go by account managers word because he did say I barely was approved but I did get it
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
Member
lou_the_builder
Posts: 8
Registered: ‎11-28-2011

Re: Holy crap is it true cap one approved

You should be fine.... I've got 678 on trans with one Co that's 6 yrs old and 1 late pay on a salute and I just got approved for cap1 500, barclays 850, Walmart 500, Amazon 600, eBay MC 300, discover 1000 mind you before all these cards I only had 1 orchard bank with a Cl 320...

Starting Score: 505
Current Score: 654
Goal Score: 720


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Member
lou_the_builder
Posts: 8
Registered: ‎11-28-2011

Re: Holy crap is it true cap one approved

And for the record I'm going into garden mode for 1 year and hope to reap my rewards by Xmas next year...

Starting Score: 505
Current Score: 654
Goal Score: 720


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