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Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011

Re: Home Depot .. Approval

DENIED ON CLI!

 

716 was his score.

 

2500 is his highlest limit.  WTH??  Weirdos.  (only neg is bk filed 10/05).

 

When he talked to the phone rep from the store, they asked him about an address he lived at when he was in high school that his grandparents owned, asked him if he know who JV was who is his father.  WoW, they sure know a lot more stuff than we think they know.  NONE of this is on his reports....and he didn't have ANY credit back at that grandma address!!!!

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Home Depot .. Approval


butterflyblu wrote:

My husband and I went to Home Depot to look at bathroom vanities and carpeting, we found the carpet we liked and were setting up a day and time for the person to come and measure our home.  The sales lady asked if we wanted to apply for the credit card we could get 10% off the carpet if we were approved, so I did and I was approved for $1000.00 on the spot. 

 

I have wanted a Home Depot card for so long but my credit was never good enough and now it is! 

 

 


 

Congratulations on the approval! It's so wonderful when your credit gets to the point where you're able to be approved for cards that you really want. So happy for you! :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Mega Contributor
Creditaddict
Posts: 18,797
Registered: ‎10-23-2007

Re: Home Depot .. Approval


Booner72 wrote:

DENIED ON CLI!

 

716 was his score.

 

2500 is his highlest limit.  WTH??  Weirdos.  (only neg is bk filed 10/05).

 

When he talked to the phone rep from the store, they asked him about an address he lived at when he was in high school that his grandparents owned, asked him if he know who JV was who is his father.  WoW, they sure know a lot more stuff than we think they know.  NONE of this is on his reports....and he didn't have ANY credit back at that grandma address!!!!


Didn't he get approved for $500, and now he has $2500?  Sorry if I missed something.

 

Yes HD and Lowes are known to give instant CLI if call in... still kicking myself for not doing it on my Lowes card... Next month I guess will look into my 4 month increase :smileyhappy:

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Home Depot .. Approval


Booner72 wrote:

DENIED ON CLI!

 

716 was his score.

 

2500 is his highlest limit.  WTH??  Weirdos.  (only neg is bk filed 10/05).

 

When he talked to the phone rep from the store, they asked him about an address he lived at when he was in high school that his grandparents owned, asked him if he know who JV was who is his father.  WoW, they sure know a lot more stuff than we think they know.  NONE of this is on his reports....and he didn't have ANY credit back at that grandma address!!!!


Wow......

 

no idea how they got that info! (Maybe on teletrack / chexsystems)?




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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Contributor
jefftca925
Posts: 683
Registered: ‎08-14-2008

Re: Home Depot .. Approval


Booner72 wrote:

DENIED ON CLI!

 

716 was his score.

 

2500 is his highlest limit.  WTH??  Weirdos.  (only neg is bk filed 10/05).

 

When he talked to the phone rep from the store, they asked him about an address he lived at when he was in high school that his grandparents owned, asked him if he know who JV was who is his father.  WoW, they sure know a lot more stuff than we think they know.  NONE of this is on his reports....and he didn't have ANY credit back at that grandma address!!!!


They did the same thing to me when I was approved for my HD card.  Asked some really "off the wall" questions that freaked me out a bit.  They are pretty good about increasing the limit when you call the BD number.  I went from an "in store" approval of $1001 to $7000 after I got home and called in.

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Established Contributor
RushXTC
Posts: 621
Registered: ‎07-01-2013

Re: Home Depot .. Approval


butterflyblu wrote:

My husband and I went to Home Depot to look at bathroom vanities and carpeting, we found the carpet we liked and were setting up a day and time for the person to come and measure our home.  The sales lady asked if we wanted to apply for the credit card we could get 10% off the carpet if we were approved, so I did and I was approved for $1000.00 on the spot. 

 

I have wanted a Home Depot card for so long but my credit was never good enough and now it is! 

 

 


Congrats! I've had my Home Depot card for a while, I was approved for $500 and used it here and there for stuff I needed. I applied for a CLI about 6 months ago and got $2,000 CL. I purchased a shed for $750 with the installation and 6 months to pay it off... Paid it off in 3-4 months, But still was denied for my $5,000 increase however I asked they use the same credit report instead of pulling a new one so that's probably why I got denied... I was going to help my dad rebuild a cement block wall, But I'm way too far in debt to do that right now. lol.

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Valued Contributor
-Wade-
Posts: 11,464
Registered: ‎08-13-2013

Re: Home Depot .. Approval


butterflyblu wrote:

My husband and I went to Home Depot to look at bathroom vanities and carpeting, we found the carpet we liked and were setting up a day and time for the person to come and measure our home.  The sales lady asked if we wanted to apply for the credit card we could get 10% off the carpet if we were approved, so I did and I was approved for $1000.00 on the spot. 

 

I have wanted a Home Depot card for so long but my credit was never good enough and now it is! 

 

 


Congrats:smileyhappy: very nice CL 

*** Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 808 (07/03/2014) myFico EX - 804 ( 07/08/2014 ) myFico TU - XXX ( xx/xx/xx ) Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 808 *** EX 804 ***
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Senior Contributor
myjourney
Posts: 25,241
Registered: ‎02-07-2013

Re: Home Depot .. Approval

[ Edited ]

I like the Congrats on a 2011 thread Lol 

:smileylol:

 

Very Old Thread Alert 

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Valued Contributor
-Wade-
Posts: 11,464
Registered: ‎08-13-2013

Re: Home Depot .. Approval


myjourney wrote:

I like the Congrats on a 2011 thread Lol 

:smileylol:

 

Very Old Thread Alert 


you got to be kidding me!!!! :smileylol:

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Moderator
Shogun
Posts: 12,883
Registered: ‎04-15-2011

Re: Home Depot .. Approval

snarkygirl.jpg

 

Be nice!!!!!


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