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I currently have a 712 score as they pulled just closed on a house last week I do have a $500 limit with HD never been late but when the time I request a CLI they decline me for various reason that were dated 6 years back from my bk like not sure why they see that I did close on a house with no problems anyone I can talk to for a recon ?
Call the # on the back of the card and ask them personally.
I have had my HD card for a while, I had a $500 limit too. Recently I asked for $2000 in total and it was approved right away, Not sure how much I could have gotten away with... I should have asked for moe, Since I did Sears at the same time, I had $500 there and asked for $2000 and received $5000 lol.
I was recently approved for the HD card. I got a $500 limit, I called the backdoor number and reconned the limit, I was bumped up to $2200. I say call in.
Call in and tell them you want new appiances or something like that. Tell them it will cost around $5k to get what you want... I did this when I first got their card and it worked like a charm.
Went from $2k to $6500k instant.
Good luck!
Ughh... I was tempted because of my approval, I called them and asked to use the same report as the last one (Less than a month ago) they said that's fine, In order to avoid an extra inquiry. I asked for $5,000 which is what my Sears card was approved for, They told me I'd receive a letter with my final decision because I wasn't instantly approved for the increase. We all know that means a decline =P
Oh well, Least I tried! You should too. Especially if your last online CLI request was recent!
@RushXTC wrote:Call the # on the back of the card and ask them personally.
I have had my HD card for a while, I had a $500 limit too. Recently I asked for $2000 in total and it was approved right away, Not sure how much I could have gotten away with... I should have asked for moe, Since I did Sears at the same time, I had $500 there and asked for $2000 and received $5000 lol.
Was the Sears a hard or soft pull?
@LesWH wrote:
@RushXTC wrote:Call the # on the back of the card and ask them personally.
I have had my HD card for a while, I had a $500 limit too. Recently I asked for $2000 in total and it was approved right away, Not sure how much I could have gotten away with... I should have asked for moe, Since I did Sears at the same time, I had $500 there and asked for $2000 and received $5000 lol.
Was the Sears a hard or soft pull?
From what I can tell, Soft.
My limit is already being reported on Credit Karma, But there was no extra inquiry... Just for home depot and staples, Which I actually did all on the same day.
I think it's because I've been using it for a long time with a balance, Giving high payments then reloading it with gas and stuff, I had like a 91% utilization at some point on it, Then I paid it off completely. So I guess that helped me out a lot.
Okay I called the executive Office and they were able to increase to $1500 guess its better than nothing
@amg550 wrote:Okay I called the executive Office and they were able to increase to $1500 guess its better than nothing
Definitely better than a $500 CL!