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Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Home Depot CLI!

Nice!

 

About 3 months ago, I app'd and was approved for a Home Depot card. Intitial line was $1600. I called them right away and told them we were looking at purchasing a JD yard tractor and it was going to be about $2000 with tax. They bumped me to $2000 with no questions asked.

 

We have been looking at replacing the kitchen counter tops so this morning I gave them a call and explained what we wanted to do. After a couple of verification questions, the rep said they had increased my line to $6050.00! Nice.....

 

$4050.00 jump in about 3 months. I asked her for a total of $5000.00. I asked her if a hard pull and she said no, it was a soft.

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **

Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Home Depot CLI!

Nice increases! You've done a good job growing that card in a very short period of time. Keep at it, and good luck with increases in the future. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Regular Contributor
Posts: 122
Registered: ‎03-01-2009
0

Re: Home Depot CLI!


tinuviel wrote:

Nice increases! You've done a good job growing that card in a very short period of time. Keep at it, and good luck with increases in the future. :smileyhappy:


I agree, good job! After I pay off my other deferred interest purchases, I'm going to follow in your footsteps!

Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Home Depot CLI!

Thanks!

 

Now I will wait for the auto CLI's on this card. Now it should have enough for whatever we might need.  :smileyhappy:

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **

Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
0

Re: Home Depot CLI!

[ Edited ]

So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website.  I applied for a $3000 CLI online yesterday and got the 7-10 day message.  Today I log in and discover that I received a $3690 increase!  My new CL is $7590.  I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for.  I will let everyone know if a hard shows...

 

eta:  My last increase was from $2600 to $3900 back in March.  I obtained that without a hard pull by responding to an offer they mailed me.  I had to make a purchase on my card over a certain amount (I think $200) to get it.  I was going to purchase a lawn mower anyway.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Established Contributor
Posts: 522
Registered: ‎08-05-2009
0

Re: Home Depot CLI!


rbh wrote:

So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website.  I applied for a $3000 CLI online yesterday and got the 7-10 day message.  Today I log in and discover that I received a $3690 increase!  My new CL is $7590.  I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for.  I will let everyone know if a hard shows...

 

eta:  My last increase was from $2600 to $3900 back in March.  I obtained that without a hard pull by responding to an offer they mailed me.  I had to make a purchase on my card over a certain amount (I think $200) to get it.  I was going to purchase a lawn mower anyway.


I requested a $1500 increase back in April. Got the same message. The next morning I noticed my CL was 2K. Starting CL was $500. It was a hard pull on TU.

Mine- Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / DW's- I'm AU on most- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / Citi Simplicity MC $4.4K / GE Lowes $10K / GE CareCredit $5K
myFico Scores as of 10/03/2014
Equifax 798 / Experian 811 / TransUnion 814
Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
0

Re: Home Depot CLI!


OnTheRebound wrote:

rbh wrote:

So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website.  I applied for a $3000 CLI online yesterday and got the 7-10 day message.  Today I log in and discover that I received a $3690 increase!  My new CL is $7590.  I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for.  I will let everyone know if a hard shows...

 

eta:  My last increase was from $2600 to $3900 back in March.  I obtained that without a hard pull by responding to an offer they mailed me.  I had to make a purchase on my card over a certain amount (I think $200) to get it.  I was going to purchase a lawn mower anyway.


I requested a $1500 increase back in April. Got the same message. The next morning I noticed my CL was 2K. Starting CL was $500. It was a hard pull on TU.


Yeah, they hit me with a hard pull on EQ.  Oh well, it was worth it to me for $3690 increase.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
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