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Just closed on my house end of last month and have some projects I want to get done around the house. Nothing too big (crown molding, painting, replace some tile in one of the bathrooms, and eventually want to landscape the backyard but can wait on that), but can't find any info on what their min scores are.
Any one have any insight? I am scared Citi has me blacklisted, I had a student card they closed on me back in college ($500 limit) but I paid it off in full.
Would be great if they had a preapproval site I could go to. I just opted back in since the mortgage process is done, so maybe I will get a preapproval letter in the mail in a few weeks
check out www.whogavemecredit.com you'll find a list of people who have applied and what there scores were.
@chan85 wrote:Just closed on my house end of last month and have some projects I want to get done around the house. Nothing too big (crown molding, painting, replace some tile in one of the bathrooms, and eventually want to landscape the backyard but can wait on that), but can't find any info on what their min scores are.
Any one have any insight? I am scared Citi has me blacklisted, I had a student card they closed on me back in college ($500 limit) but I paid it off in full.
Would be great if they had a preapproval site I could go to. I just opted back in since the mortgage process is done, so maybe I will get a preapproval letter in the mail in a few weeks
I don't think they blacklist for store cards.
@Wolf3 wrote:
@chan85 wrote:Just closed on my house end of last month and have some projects I want to get done around the house. Nothing too big (crown molding, painting, replace some tile in one of the bathrooms, and eventually want to landscape the backyard but can wait on that), but can't find any info on what their min scores are.
Any one have any insight? I am scared Citi has me blacklisted, I had a student card they closed on me back in college ($500 limit) but I paid it off in full.
Would be great if they had a preapproval site I could go to. I just opted back in since the mortgage process is done, so maybe I will get a preapproval letter in the mail in a few weeks
I don't think they blacklist for store cards.
Blacklist for defaulting period, or blacklist for defaulting on a store card?
I settled charge off on a CITI card (not a store card) from 2008. Settled for less than full.
Citi approved me for a BigO tires store card last month and bumped it from intial $1000 to $2100 when I called. I am pretty sure, it prompted a mail offer for HomeDepot, which I just got.
@Wolf3 wrote:I settled charge off on a CITI card (not a store card) from 2008. Settled for less than full.
Citi approved me for a BigO tires store card last month and bumped it from intial $1000 to $2100 when I called. I am pretty sure, it prompted a mail offer for HomeDepot, which I just got.
cool, I had a Home Depot card back in 2007 with a paid CO of ~$500. I'm wanting to possibly get one again some day as well.