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Hey there everyone... I am new here I am wondering if anyone knows the minimum credit score needed to be approved for a credit card through Home Depot? I recently purchased a home, paid off a loan account and purchased a new vehicle. My credit score has been fluctuating because of it. Right now I am at 670 but before all of this, I was at 720. I am trying to wait on my credit score to rise again before applying but I am in need of building a privacy fence due to HORRIBLE neighbors. I am wanting to apply but would hate to have the inquiry on my report if I am not approved.. Thanks!
According to the Credit Pulls database on creditboards, in the past year the average FICO score for approvals was 685, the range was 630 to 746.
Its 640 for the minimum and your apr will be at the highest as well.
Based on my scores they gave me a $2500 limit last Saturday.
it was one of my first cards, i had about a 630'ish score, got $500
@TatorTodd wrote:it was one of my first cards, i had about a 630'ish score, got $500
I just got a pre-selected offer and they offer sounds like a Comenity Bank offer. Is that true?
they are not commenity, i do know that. I think they are citi, as the lay out is identical to my shell gas card. They hard pull any request for CLI, and never do automatic. After reading, it seems better to go with a LOWE's card, if there is one local to you.