hauling, we want to re-do the bathrooms so it will come in handy. A long time ago, we redid the whole house with carpets from H.D. Time to do it again.
I received this offer in Dec. telling me my credit line was 10,000... and that is exactly what I got. I can't say what the cli would be like since I received a high opening line. I have used the card for a 0% offer for 12 months. They have sent me little postcards with bar codes for more 12 month, no payment no interest. I have had no problems with this card whatsoever... I like that they print off extra receipts if there's a rebate involved with your purchase. It's a handy card to have if you want to make some improvements and pay over time with no interest.
I received another one today. In January I received one that was pre-approved for $500, and I shredded it.
Today though it flat footed said on the Pre-Approved Credit Card Response Certificate: "Your Credit Line: $3,000". There's no mention anywhere on the "...up to $xxxx" disclaimer I see on most pre-approvals.
It almost sounds as if it's an instant approval. All I have to do is go apply for it.
And as we will be doing some home repairs this summer, I'm tempted.
I know this has been asked before, but after my bad hair-computer day, I'm not up to researching, or anything else for that matter. It's sammich night and everyone is on their own.
1. are there cli's upon activation? And how are the cli's after usage for a while?
2. what's your overall experience with the store card?
3. is it a card worth having?
4. does it convert to a straight M.C./Visa after a while?
The no payments, no interest for 6 months is very appealing.
I got one for $5000. When we really needed the card.went online and was approved for $5000.