03-20-2008 07:51 PM
hauling, we want to re-do the bathrooms so it will come in handy. A long time ago, we redid the whole house with carpets from H.D. Time to do it again.
03-20-2008 08:28 PM
03-20-2008 09:26 PM
03-21-2008 08:38 AM
I received this offer in Dec. telling me my credit line was 10,000... and that is exactly what I got. I can't say what the cli would be like since I received a high opening line. I have used the card for a 0% offer for 12 months. They have sent me little postcards with bar codes for more 12 month, no payment no interest. I have had no problems with this card whatsoever... I like that they print off extra receipts if there's a rebate involved with your purchase. It's a handy card to have if you want to make some improvements and pay over time with no interest.
I received another one today. In January I received one that was pre-approved for $500, and I shredded it.
Today though it flat footed said on the Pre-Approved Credit Card Response Certificate: "Your Credit Line: $3,000". There's no mention anywhere on the "...up to $xxxx" disclaimer I see on most pre-approvals.
It almost sounds as if it's an instant approval. All I have to do is go apply for it.
And as we will be doing some home repairs this summer, I'm tempted.
I know this has been asked before, but after my bad hair-computer day, I'm not up to researching, or anything else for that matter. It's sammich night and everyone is on their own.
1. are there cli's upon activation? And how are the cli's after usage for a while?
2. what's your overall experience with the store card?
3. is it a card worth having?
4. does it convert to a straight M.C./Visa after a while?
The no payments, no interest for 6 months is very appealing.
03-21-2008 05:03 PM - edited 03-21-2008 05:05 PM
03-21-2008 05:09 PM
03-21-2008 08:16 PM
03-21-2008 11:39 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.