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Home Depot or Lowes

Valued Contributor

Home Depot or Lowes

Which is easier with a 4 year old BK to get?
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

7 REPLIES
Epic Contributor

Re: Home Depot or Lowes


HD as long as you didn't have citi account in bk, although not sure if they are bk friendly.
Valued Contributor

Re: Home Depot or Lowes

I have a current auto with citi never been 30 day or worse on that account.
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Established Contributor

Re: Home Depot or Lowes

I have Lowes with a BK filed in 05 (chapter 13, discharging in December 08 Smiley Happy)
Established Member

Re: Home Depot or Lowes

I tried for both of those but got denied both times.  When I got the
letter in the mail it stated Bankruptcy as the reason they didn't give
it to me.. on both of them.  My BK is almost 4 years old and I have
a lot of restablished credit.  I hope you have better luck than I did.
 
  
Super Contributor

Re: Home Depot or Lowes

I would go with Homedepot. They are generous with CLI's.
Regular Contributor

Re: Home Depot or Lowes

With a 7 year old BK (discharged 7/2001) I can't get in with HD or Lowe's.  Smiley Sad
TU=564 EQ=??? EX=??? 4/4/06
TU=643 EQ=625 EX=618 1/24/08
TU=678 EQ=651 EX=665 10/24/08
TU=694 EQ=669 EX=??? 9/24/09
TU=706 EQ=691 EX=??? 10/8/09
CH7 BK 2001
Established Contributor

Re: Home Depot or Lowes

Robert, if those are your scores I would wait a bit longer on both of them.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


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