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Home Depot pending CLD

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chalupaman
Super Contributor

Re: Home Depot pending CLD

Just buy a pack of gum and sd it again.
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 11 of 13
taxi818
Super Contributor

Re: Home Depot pending CLD


@creditconcept wrote:

Home Depot sells Energizer AA batteries. Buy a 4 pack for $3 and call it a day


+1

Message 12 of 13
Anomalous
Senior Contributor

Re: Home Depot pending CLD


@CreditUnionFan wrote:

We received a mailer the other day...  if the Home Depot card is not used within 10 months, it's subject to CLD.

 

In the case of this account, it'll be the smallest purchase I can think of to avoid a CLD from $6k down to $5001 that's stated on the letter.


Seems like a waste to let it get CLD. I agree with others, switch to buying some everyday household items from the Depot. You never know when that 6K will come in handy. A home always needs TLC.

Keep both your credit and your body in top shape!

Message 13 of 13
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