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Home Depot

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Regular Contributor

Home Depot

Ok said I wasn't apping anymore till next year 15 inquiries on all three CR (6 within the last 3 months others are 6 months to two years which most are over a year old). Father renovating the house which is badly needed. Which he is retired and able to do it himself and he has the time. So I'm funding this project. Since he goes Home Depot almost every week sometimes twice a week to the store, I decided I think it's best to get there card. Just applied online approved for $500 called back door number ask for a higher credit limit it was increased to $2000.00 which I asked for now thinking I should of asked for a higher amount. Just glad to get in hope with use they give me increases. Thanks all you gals and guys for posting your experiences with the credit card companies.

Starting Score: 581 TU 549 EQ 541 EX(LO Jan. 2011)
Current Score: 696 TU (690 wally) 633 EX 652 EQ
Goal Score: 700 TU 700 EQ


Take the FICO Fitness Challenge
Capital One $500
Capitol One Secured $2000
Orchard $420
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Paypal SmartConnect $600
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Message 1 of 12
11 REPLIES
Frequent Contributor

Re: Home Depot

congrats you should of gone with lowes

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 2 of 12
Moderator Emerita

Re: Home Depot

Congrats and to explain the previous posters statement. Home Depot will require HPs for CL's, lowes, backed by GE will not and their CLI's are generous.

Sorry CarlosC88, didn't mean to put words in your mouth!
Message 3 of 12
Frequent Contributor

Re: Home Depot

thats ok Smiley Happy

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 4 of 12
Regular Contributor

Re: Home Depot

I'm in the Virgin Islands don't have Lowe's.

Starting Score: 581 TU 549 EQ 541 EX(LO Jan. 2011)
Current Score: 696 TU (690 wally) 633 EX 652 EQ
Goal Score: 700 TU 700 EQ


Take the FICO Fitness Challenge
Capital One $500
Capitol One Secured $2000
Orchard $420
Walmart Card $700
Paypal SmartConnect $600
Amazon Store Card $700
Message 5 of 12
Moderator Emerita

Re: Home Depot

Guess that what we get for assuming there's a Lowes everywhere. Lol!
Message 6 of 12
Valued Contributor

Re: Home Depot


josie wrote:
I'm in the Virgin Islands don't have Lowe's.

Just wait, "if we build it, they will come"Smiley LOL


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 7 of 12
Senior Contributor

Re: Home Depot

There have been some posts on here were they get a HP for cli but its well worth it! Just treat it right and they will respond with a great cli. 

Message 8 of 12
Mega Contributor

Re: Home Depot


josie wrote:
Ok said I wasn't apping anymore till next year 15 inquiries on all three CR (6 within the last 3 months others are 6 months to two years which most are over a year old). Father renovating the house which is badly needed. Which he is retired and able to do it himself and he has the time. So I'm funding this project. Since he goes Home Depot almost every week sometimes twice a week to the store, I decided I think it's best to get there card. Just applied online approved for $500 called back door number ask for a higher credit limit it was increased to $2000.00 which I asked for now thinking I should of asked for a higher amount. Just glad to get in hope with use they give me increases. Thanks all you gals and guys for posting your experiences with the credit card companies.

CONGRATS!!!! Smiley Happy




EQ FICO 548 3/3/16
Message 9 of 12
Regular Contributor

Re: Home Depot

Congrats!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Message 10 of 12