I opened a Home Depot 18 months ago with an initial credit line of $500. Does any one know what I have to do in order to get some sort of an increase. I've kept the balance relatively low at about $150. This month the bill is gonna close at $0. The only bad thing thats killin me is late payments from this crazy mortgage that I have.
They claim that if I use the automated service over the phone it will not be a hard pull. I don't think I'll take that chance. I asked the rep what what happen if I get a hard pull and was told that I was not supposed to get one and if I did I could have it removed, which sounds a little iffy to me.
Home Depot will definitely do a hard pull for any CLI request. I called in and requested and the CSR assured me that no hard pull would be done. They did not approve my request; the reason was not enough time at my current CL ($5,000).
The next morning I pulled my TU report and sure enough; a hard pull. Showed up as CBUSA.