Home Depot

[MrShush]

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@Anonymous wrote:

HD is generous and frequent with CLI. We opened ours in store when we bought the house two years ago and they gave us $8K out of the gate. The lady I was buying the appliances from commented that it was really good. They have increased it several times and now it's $12,000. We only use it for the no interest promos. Sometimes they'll have the $299 deal for 12 months. You also get good coupons in the mail from it like spend $50 and you can use this $10 card.

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+1

Closed on my house in June 08 and immediately got a Home Depot Card. They started me off with 4K and now I'm up to $11,980. Actually, I expect my regular 90 day increase any day now.

[Anonymous]

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@crosbyk1 wrote:

Did you app. online if so I think that is the max limit the give. If you call in they may give you a CLI>

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I also app'd online and got the 1250 a few days ago.  Would you suggest asking for CLI now or waiting the standard 3 statements?

[Anonymous]

Nevermind, couldn't wait... CLI to 5k 

[bicknar]

Here is an interesting one.

I already had a Home Depot card.  A few months back Home Depot Credit had a pay down your balance deal I was offered.  It was something like for every $ over your minimum payment you make over the next 3 months, they will give you 25% back.  I jumped all over that.  Just received a $250 credit to my account the other day.  I'm guessing they needed some liquid assets so sent that out as a way to get the cash rolling in. 

Another card added to the 0 balance list.  Whoo Hooo.

A

[crosbyk1]

Nice CLI FicoJimmy! Congratulations!!

[Anonymous]

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@Anonymous wrote:

Nevermind, couldn't wait... CLI to 5k 

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Holy crap! Did you just call in and they gave you that?

[Anonymous]

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@bicknar wrote:

Here is an interesting one.

I already had a Home Depot card.  A few months back Home Depot Credit had a pay down your balance deal I was offered.  It was something like for every $ over your minimum payment you make over the next 3 months, they will give you 25% back.  I jumped all over that.  Just received a $250 credit to my account the other day.  I'm guessing they needed some liquid assets so sent that out as a way to get the cash rolling in. 

Another card added to the 0 balance list.  Whoo Hooo.

A

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That is interesting.... I have never heard of anyone doing that, but it paid off....

[bicknar]

I know, it was the strangest thing..... But I am NOT complaining.

[Anonymous]

Now if my student loans would do something like that, it would be awesome.... I like fantasy land.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Nevermind, couldn't wait... CLI to 5k 

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Holy crap! Did you just call in and they gave you that?

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Yeah, just called the CS number on the website.  I had to answer a few security questions, and give them an amount I'd like to be increased to, 20 seconds later I had a new CL.  I haven't even received my card in the mail yet.   I always feel like I should have asked for more when I get approved for my requested amount.