i was thinking why not go for a new card instead of a CLI, its going to be a hard pull anyway?
There's only one Hooters card, despite the many posts pointing out that it would be more anatomically correct to have a pair.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
I did NOT get a auto CLI at 6 months (June was my 6th statement). Merrick soft pulled me for the first time last month though. I PIF every month and only use the card very lightly, maybe I'm not profitable enough?
A friend of mine has 2 hooters cards both with $1500 CL's. I called Hooters after I paid my 6th Month statement and was denied an CLI. It's been like 6 times I called Hooters for an CLI and I never received an hard inquiry for it. They gave me an auto CLI exactly at my 7th Month.
Advice is what we ask for when we already know the answer but wish we didn't.