07-30-2009 11:25 AM
Tried for the hooters card today, they declined me!!! they pulled transunion my transunion score is 738 no baddies on the report 1 CC reporting at 1% should i recon them?
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"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli
07-30-2009 02:24 PM - edited 07-30-2009 02:28 PM
Sorry to hear about declined. I heard they denied you if you don't any carry balance on other accounts. You need more than 1 cc (at least 3 cc more than 1 yr payment hstory) to get approved. They denied you because you don't have any enough credit history. Try to get some cc like store card to build up credit history and try to apply after 1 yr.
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