Credit Cards

[theboy]

Tried for the hooters card today, they declined me!!! they pulled transunion my transunion score is 738 no baddies on the report 1 CC reporting at 1% should i recon them?

[LilMirth]

Always recon!

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theboy wrote:
Tried for the hooters card today, they declined me!!! they pulled transunion my transunion score is 738 no baddies on the report 1 CC reporting at 1% should i recon them?

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[ma_fico]

Maybe you're too good for them. 

Seriously.

[credit4me]

With that score Why Hooters?

[FretlessMayhem]

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credit4me wrote:
With that score Why Hooters?

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+1.

[theboy]

"I was so shocked" so I think it had to be because my current CC limit of 1000 that prob. to low oh well.

[theboy]

I just wanted the card.....so bummed now....

[Ron1]

Sorry to hear about declined. I heard they denied you if you don't any carry balance on other accounts. You need more than 1 cc (at least 3 cc more than 1 yr payment hstory) to get approved. They denied you because you don't have any enough credit history. Try to get some cc like store card to build up credit history and try to apply after 1 yr.

Ron.

Message Edited by Ron1 on 07-30-2009 02:28 PM

[theboy]

Thanks, I didn't know that I will just wait unitl next summer then.