Hooters App

[Anonymous]

If I applied Online and they said 7-10 days and then today I get an alert an Inquiry hit today, does that mean they even bothered yesterday or that the item just hit? It is reported s today's date.

Also any point in calling for update so soon?

If so what # do I call?

[Anonymous]

Most asked question on the forum me thinks.

Everybody who got the 7-10 got a card in the mail I do believe.

[Anonymous]

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@Anonymous wrote:

If I applied Online and they said 7-10 days and then today I get an alert an Inquiry hit today, does that mean they even bothered yesterday or that the item just hit? It is reported s today's date.

Also any point in calling for update so soon?

If so what # do I call?

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i got the same message at time of app, was approved, i called this number to check status.1.800.850.HOOT(4668)

[haulingthescoreup]

My understanding is that hard inqs post immediately, pretty much the moment that they're done. Sounds like they're crunching your app.

[Red1Blue]

Yes, hard inq post immeadietly. The next second after they pull hard on you.

[Anonymous]

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@haulingthescoreup wrote:
My understanding is that hard inqs post immediately, pretty much the moment that they're done. Sounds like they're crunching your app.

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What does 'app crunch' mean? If you mean a soft-pull declination then the only report bad enough to warrant that is Epxerian (which is still 674) and that was soft'd by HSBC before they pre-approved me for everything and gave me a $2k Mastercard (after harding Efx)

[haulingthescoreup]

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@Anonymous wrote:

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@haulingthescoreup wrote:
My understanding is that hard inqs post immediately, pretty much the moment that they're done. Sounds like they're crunching your app.

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What does 'app crunch' mean? If you mean a soft-pull declination then the only report bad enough to warrant that is Epxerian (which is still 674) and that was soft'd by HSBC before they pre-approved me for everything and gave me a $2k Mastercard (after harding Efx)

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Sorry, just meant that it sounds like they're processing your app. Like "crunching the numbers." Didn't mean to sound like they were destroying it or something!

[Anonymous]

No problem, I thought 'crunch' was some term for where they deny you before even doing a hard. So I don't think BOA and WAMU are crunching #s they declined me instantly online on Thursday. No hard pull posted. Only one for HSBC (approved instantly $2k) and Hooters (7-10 days)