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Regular Contributor
Posts: 174
Registered: ‎04-18-2007
0

Hooters Approved

Was told by CSR that she could not tell me over the phone what CL would be but she said it was a pretty nice one.  No app fee.  But she said my rate would be prime + 11%, what is prime %8 or %9.  Hooters and Amex Delta in 30 days,  Im done with CC apps until I get a home or condo.

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


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Contributor
Posts: 91
Registered: ‎11-30-2007
0

Re: Hooters Approved

CONGRATS!!!
 
I  too applied yesterday, still processing, what was your CS at time of App?
Regular Contributor
Posts: 174
Registered: ‎04-18-2007
0

Re: Hooters Approved

TU 677

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


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New Member
Posts: 9
Registered: ‎12-05-2007
0

Re: Hooters Approved

congrats...i'm still waiting to hear about mine (got the 7-10 day run around) Prime is at 8.5% last i checked
Own fault...trying to repair!
TU: 555
EQ: 587
EX: 553
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Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Hooters Approved

WSJ prime rate:
 
This week - - 7.25
Month ago - - 7.50
Year ago - - - 8.25
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
Posts: 174
Registered: ‎04-18-2007
0

Re: Hooters Approved

Is my APR too high for the Hooters
I think my Delta Gold is% 17.75

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


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Established Contributor
Posts: 623
Registered: ‎08-14-2007
0

Re: Hooters Approved

they can tell you over the phone, they told me when I was approved. What I did was called and said. "Can you transfer me to the dept that can give me my credit limit?" Since one of the stats a CSR has to maintain is their transfer rate, they will tell you to avoid a transfer.
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Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: Hooters Approved


Badcreditguy wrote:
. . . Since one of the stats a CSR has to maintain is their transfer rate, they will tell you to avoid a transfer.


Geez, just when I think MY job is hell . . . At least I don't get penalized for asking for help. At least not often. :smileytongue:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
Posts: 174
Registered: ‎04-18-2007
0

Re: Hooters Approved

Well I might as well just wait and see when it gets here.  It kind of adds to the suspense.  And if I dont have an annuaul fee and the CSR said its a pretty nice CL I hope its $4,400. 

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


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Contributor
Posts: 148
Registered: ‎08-15-2007
0

Re: Hooters Approved

I got the 7-10 days notice on Monday and just recived the Card in the mail today, $3250CL

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