04-22-2009 12:15 PM
Tell me what you think about me applying for the Hooters card. I don't have any inq. and I'd like to try for a new card.
2 student loans 3500 each deferred
2 collections, one for 291, one for 513 which is suppose to come off soon (I paid OC)
Applied bank 0/300
Orchard 16/500 (just paid in full yesterday)
Nuvell (car loan) paid on time for 14 months
Drive financial (a charge off that is going to be reversed this week due to a mistake on their part)
Farmers and Merchants Loan about 5 years ago paid off, $1500
TU Fico 588 currently..but I am going to wait on collection and drive financial to fix before applying.
04-22-2009 03:51 PM
Apply for a Capital One instead of Hooters. Consumers have posted that their accounts were being closed due to no apparent reason.
I agree don't mess with Hooters the card is a waste lol.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.