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Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Hooters Master Card

To my surprise I was approved for a Hooters MC with a 1k limit and no annual fee, I wonder why some people have to pay an annual fee and others don't

 

Also for those that have a hooters mc do you get strange looks when you use it?

Valued Contributor
Datx
Posts: 1,051
Registered: ‎05-20-2010
0

Re: Hooters Master Card

I didnt get any luv from them about 2 months ago. Do you mind sharing your score? I believe they only pull TU.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Established Contributor
ifinet
Posts: 552
Registered: ‎03-17-2010
0

Re: Hooters Master Card

Brings back good memories. I got denied for that card in April for "Unknown Reasons", and they said that I should have a "good reason" to explain why I need a denial letter. Turns out that I didnt even qualify for their denial letter :smileyvery-happy:

Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Re: Hooters Master Card

My eq is 648 I am not sure what my TU score isd lately but I am pretty sure its a tad better

Valued Contributor
Datx
Posts: 1,051
Registered: ‎05-20-2010
0

Re: Hooters Master Card

Great, thanks for the info and congrats on your new card! I'll try them again when my scores are in the mid or higher 600s, hopefully by early next year.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Established Contributor
mross1080
Posts: 527
Registered: ‎04-21-2010
0

Re: Hooters Master Card

I was approved about 4 or 5 months ago and didnt have an annual fee. I think they have a magic 8ball to determine what apr and fees youll have. And yes the few times ive used it I get strange looks. Except when I use it at hooters of course.

Regular Contributor
gobucksohio
Posts: 124
Registered: ‎04-17-2010
0

Re: Hooters Master Card

[ Edited ]

Congrats on the CL! I got no love from Hooters. I had a 671 TU at the time and got a big ol $300 limit with a $48 AF..what a crock! I don't even use it other than for my monthly scorewatch subscription. I'm pretty sure they just pull out of a hat to determine CL's and AF's. You must have had the lucky draw!! :smileyhappy:


Starting Score: TU 612 EQ 580
Current Score: TU 685 EQ 663 EX 668 (LO Pulled 8-9-10)
Goal Score: TU 700 EQ 700


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Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: Hooters Master Card

I agree, Merrick must pick out AF's from a hat.  Maybe they go with a score range is what determines what fees.  Who knows!

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


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