08-17-2010 07:43 AM
To my surprise I was approved for a Hooters MC with a 1k limit and no annual fee, I wonder why some people have to pay an annual fee and others don't
Also for those that have a hooters mc do you get strange looks when you use it?
08-17-2010 08:24 AM
I didnt get any luv from them about 2 months ago. Do you mind sharing your score? I believe they only pull TU.
08-17-2010 08:33 AM
Brings back good memories. I got denied for that card in April for "Unknown Reasons", and they said that I should have a "good reason" to explain why I need a denial letter. Turns out that I didnt even qualify for their denial letter
08-17-2010 08:50 AM
Great, thanks for the info and congrats on your new card! I'll try them again when my scores are in the mid or higher 600s, hopefully by early next year.
08-17-2010 09:29 AM
I was approved about 4 or 5 months ago and didnt have an annual fee. I think they have a magic 8ball to determine what apr and fees youll have. And yes the few times ive used it I get strange looks. Except when I use it at hooters of course.
08-17-2010 11:02 AM - edited 08-17-2010 11:02 AM
Congrats on the CL! I got no love from Hooters. I had a 671 TU at the time and got a big ol $300 limit with a $48 AF..what a crock! I don't even use it other than for my monthly scorewatch subscription. I'm pretty sure they just pull out of a hat to determine CL's and AF's. You must have had the lucky draw!!
08-17-2010 12:43 PM
I agree, Merrick must pick out AF's from a hat. Maybe they go with a score range is what determines what fees. Who knows!