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Regular Contributor
Posts: 177
Registered: ‎06-18-2007
0

Hooters Mastercard Approved!

Thought I would try, tried once shortly after I turned 18 and was turned down. Now at 19, I have a hooters card.

 

My last known score was with EQ it was 639, this was due to my credit is very new, and my car loan had just posted to my CRs. 

 

This was pulled by US bank, the lady told me the score. (I was applying for a US bank student visa (which I got btw only 300$ limit though)

 

 

anyways, I applied last week for hooters just for the heck of it. They called the next day to verify things (due to fraud alert) and never heard from them again.

 

Then today, the card came in the mail 500$ limit. My friends make fun of me being a young male of my umm prefernece holding a hooters card lol. 

 

Anyways, is this card known to grow with you? Or are they stingy?

 

 

That makes:

Target RedCard 500$

Macy's  Store 400$

Macy's Furniture 1500$

Wells Fargo Student Visa 800$

U.S. Bank Student Visa 300$

Crown Jewelers 2500$ 

Car loan 6500$ 

and last but not least 

Hooters Mastercard 500$

 

and I turned 19 in may Smiley Happy

Rebuild started October 2015, High 400s (Lender Pulls) GOAL: 620s across the board. 7/4/16 (FICO 08): TU 603 EQ 602 EX 604 50% UTL (working on that) 2 closed collections
Regular Contributor
Posts: 200
Registered: ‎06-19-2008
0

Re: Hooters Mastercard Approved!

Congrats!

Starting Score: 702
Current Score: 728
Goal Score: 760


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New Contributor
Posts: 67
Registered: ‎07-30-2009
0

Re: Hooters Mastercard Approved!

Congrats on you approval! Wow, you're so young. It's a good thing you are on this forum! I wish I had a resource like this when I was your age. BTW, I just got a Hooters card with the same CL, but others on here have higher limits. You might see a CLI over time.

 

Regular Contributor
Posts: 177
Registered: ‎06-18-2007
0

Re: Hooters Mastercard Approved!

 


I am glad I am on here too.

 

 

 

I hope I do see increases, a lot of people have reported 200$ increase after the 7th statement, so we will see! Smiley Happy

Rebuild started October 2015, High 400s (Lender Pulls) GOAL: 620s across the board. 7/4/16 (FICO 08): TU 603 EQ 602 EX 604 50% UTL (working on that) 2 closed collections
Established Contributor
Posts: 786
Registered: ‎09-15-2008
0

Re: Hooters Mastercard Approved!

Who does Hooters primarily pull again?

Starting Score: 454
Current Score: 690
Goal Score: 750


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Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: Hooters Mastercard Approved!

Congratulations!
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
0

Re: Hooters Mastercard Approved!


Breakthecycle2 wrote:
Who does Hooters primarily pull again?

TU

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Super Contributor
Posts: 6,028
Registered: ‎09-18-2007
0

Re: Hooters Mastercard Approved!

Congrats on your new card.
Contributor
Posts: 96
Registered: ‎01-05-2008
0

Re: Hooters Mastercard Approved!

Congratulations.....I think you have a pretty decent mixture of credit!
07/2009 TU: 610 EQ: 566 EX:??
12/2009 TU: 626 EQ: 588 EX:??
05/2011 TU: 638 EQ: 622 EX:??
"Don't get caught up chopping wood to the point you forget to sharpen your axe"
Regular Contributor
Posts: 177
Registered: ‎06-18-2007
0

Re: Hooters Mastercard Approved!

I think so too, I think I am going to stop right where I am at and let things age.

 

 

I may trade in my car next year if they continue cash for clunkers... We will see!

Rebuild started October 2015, High 400s (Lender Pulls) GOAL: 620s across the board. 7/4/16 (FICO 08): TU 603 EQ 602 EX 604 50% UTL (working on that) 2 closed collections

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