08-03-2009 06:15 PM
Thought I would try, tried once shortly after I turned 18 and was turned down. Now at 19, I have a hooters card.
My last known score was with EQ it was 639, this was due to my credit is very new, and my car loan had just posted to my CRs.
This was pulled by US bank, the lady told me the score. (I was applying for a US bank student visa (which I got btw only 300$ limit though)
anyways, I applied last week for hooters just for the heck of it. They called the next day to verify things (due to fraud alert) and never heard from them again.
Then today, the card came in the mail 500$ limit. My friends make fun of me being a young male of my umm prefernece holding a hooters card lol.
Anyways, is this card known to grow with you? Or are they stingy?
Target RedCard 500$
Macy's Store 400$
Macy's Furniture 1500$
Wells Fargo Student Visa 800$
U.S. Bank Student Visa 300$
Crown Jewelers 2500$
Car loan 6500$
and last but not least
Hooters Mastercard 500$
and I turned 19 in may
08-04-2009 09:12 AM
Congrats on you approval! Wow, you're so young. It's a good thing you are on this forum! I wish I had a resource like this when I was your age. BTW, I just got a Hooters card with the same CL, but others on here have higher limits. You might see a CLI over time.
08-04-2009 12:54 PM
Who does Hooters primarily pull again?
08-04-2009 03:25 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO