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Hooters Mastercard Arrived Yesterday

Valued Contributor

Hooters Mastercard Arrived Yesterday

I just received my Hooters Mastercard in the mail yesterday i was so happy.They only gave me $500 Dollar credit limit but hey you have to start somewhere. I think this is the highest credit limit i have received for a credit card so far. I hope in the future there friendly with CLI.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Message 1 of 9
8 REPLIES
Moderator Emeritus

Re: Hooters Mastercard Arrived Yesterday

Congratulations on your new card!
EQ 814 / TU 815 / EX 842
Message 2 of 9
Valued Contributor

Re: Hooters Mastercard Arrived Yesterday

Thx.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 3 of 9
Senior Contributor

Re: Hooters Mastercard Arrived Yesterday

Congrats!

I believe the general consensus around here is that Hooters will CLI you around the 7th statement, but you have to request it and it costs a hard.
Here we go again...
Message 4 of 9
Valued Contributor

Re: Hooters Mastercard Arrived Yesterday

I got mine last week and didn't get around to activating it until yesterday. I too, got the $500 cl. During activation asked if they could please do something with this 'measly cl'. They upped it to $1,500 but--
did a hard pull.


EQ 842, EX 842, TU 842

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Message 5 of 9
Valued Contributor

Re: Hooters Mastercard Arrived Yesterday

You lucked up Gfer i'm happy witth the $500 for now but 6 months from now i wanna see numbers like yours.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 6 of 9
Valued Contributor

Re: Hooters Mastercard Arrived Yesterday

Actually, I'm waiting again until after 10th to pull ficos again. I'm really nervous.
Have been on apping spree.....many inquiries....ouch!
 
Plus I think the new accounts will kill me when they hit my reports because my average age will be tanked. But my goal is to dilute the bad with good on my tl's and then sit back and let them age. My goals are long term vs short term (scores).
 
Believe it or not, I have 5 tax liens, 1 civil judgement, 2 co's (although one just changed reporting as simply closed by credit grantor--with lates of course), and 5 pd collections! I've done all I can with disputes, gw's, calls, and paying things off. Have to just wait it out and take my lumps, I suppose.
 
So considering where I started....my credit has vastly improved!
I have to say, I do enjoy the credit 'game' and the forums. (I am so addicted!) Smiley Very Happy


EQ 842, EX 842, TU 842

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Message 7 of 9
Valued Contributor

Re: Hooters Mastercard Arrived Yesterday

Well where somewhat in the same boat. I have one collection that's paid an i have a chapter 13 on my credit report that's discharged an is due to fall off my credit report an the end of the year. I been on applying spree myself but in the long run it's gonna do me well if i pay my bills on time.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 8 of 9
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Valued Contributor

Re: Hooters Mastercard Arrived Yesterday

My thoughts exactly! Let's just sit back and watch the scores go up while we learn even more on the boards here!  Smiley Wink


EQ 842, EX 842, TU 842

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Message 9 of 9