Hooters is pulling Hard for CLI requests

[Red1Blue]

Hooters is pulling hard for CLI requests. Keep in mind next time when you talk to Hooters and ask them upfront it they would pull Hard inq.

[Anonymous]

Do u now if they do CLI by request are do they do the every 6 month thing

[Red1Blue]

I dont know. My account has been 6 months since I opened. I asked them for CLI from $1000 to $2000. They said it is declined and I would get a letter from them. I see there is a hard on my inq. I do PIF every month. So it does not matter to me. I am going to stay away from CLI requests for next 6-12 months as I dont want to get Hard Inq's.

[Anonymous]

I'm sorry that happened to yu Concord but at least I know now.

I'll play the waiting game and hope for an auto CLI. 

My CL is $1850 and I have also been PIF every month.

I'm hoping for a bit of a score boost as the TL will be 3 months old next week.

[Anonymous]

They're supposed to be soft but for some reason they're not.

Requests are like every 6 months and supposedly every month they review your account for smaller increases like 100-300, rep wasn't 100% sure on how much the small increases are.

I wasted my big increase like 2 weeks after I got the card but $1250 increases are nothing to sneeze at.

Message Edited by EddieX on 01-19-2008 10:23 AM

[Anonymous]

good to know if I ever get their card i will just wait on them to give the increase unless I can afford the hard inquiry

[Anonymous]

The increases are supposed to be small that they give. But for some reason I think that rep may have been wrong. Someone could always call and verify with another rep or I might do it...

[Anonymous]

I requested a $1000.00 increase a couple days before Christmas and it did cost me a hard pull. They didn't tell me they were going to pull a hard [EDITED]

Sorry to let you know that your recent post has been edited because it violates FICO Forums Guidelines and Terms of Service.

Timothy

Message Edited by Timothy on 01-19-2008 04:05 PM