Ash,
i called at the 7 month mark, was told CLI was automatic and i could NOT request a CLI....My originonal Tu score was 635 and was approved for a 1K Cl in 08/07..my score jumped to Tu711 when i called them to request a CLI...
Later the following month (3/08) i got a STINGY $200 cli to 1200...WOW!
a FICO score increase 70+ points gets me another 200 Hooters...Silly company..