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Hotel/Airline transfer points

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NRB525
Super Contributor

Re: Hotel/Airline transfer points


@icyhot wrote:
What is MR? What do you mean what value am I assigning lol if I transfer 1000 miles I wanna get 1000 hotel points.

MR = AMEX Membership Rewards points, which can be transferred to Choice points.

Some experts will tell you that you can get something like 2 cents per point value for an MR point, when it is transferred to an airline and you get a good miles / route combination.

The Choice Hotels points seem to average out to something like 8 tenths of a cent or so, depending on how you use the points for redemption.

 

So using an AMEX card to get one MR point on a given $1 of spend (say the basic EveryDay card, in non-grocery spend) that point has a value near 2 cents. Exchange that 1 MR point for 1 Choice point, and you now have about 8 tenths of a cent value.

 

If you use the Choice Credit Card for the same every day spend ( non grocery to keep it comparable) then you earn 2 Choice points, so you would have to use the ED to earn two points for groceries to get the same "transfer value" with the Choice card. But you are already ahead with the Choice card because the 2 points just happen regardless of what you buy.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 11 of 19
NRB525
Super Contributor

Re: Hotel/Airline transfer points

But the main factor is, if you are staying at Choice hotels a lot, the points the Choice card earns on spend at Choice hotels blows away any other potential card you could use. No comparison.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 12 of 19
icyhot
Valued Contributor

Re: Hotel/Airline transfer points

Well I don't have an Amex that gives MR and I don't see myself getting the Choice card any time soon. I can transfer UR to Amtrak and then Amtrak to Choice, all at a 1:1 value, so that's what I'll do. My only thing is now trying to find a use for these AA miles
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 13 of 19
Anonymous
Not applicable

Re: Hotel/Airline transfer points

Don't know if you seen my post but Marriott transfer to AA but not vice versa. 10,000 Marriot points is equal to 2,000 AA miles. Not the best redemption..
Message 14 of 19
icyhot
Valued Contributor

Re: Hotel/Airline transfer points

Yeah I'm not looking to transfer anything to AA, only to hotels
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 15 of 19
Anonymous
Not applicable

Re: Hotel/Airline transfer points

Marriott points are actually pretty cheap to buy. 12.50 for 1,000 miles I think? AA miles are like 30 bucks for 1,000 and Hawaiian Airlines are 14.50 for 500.

Speaking of Hawaiian Airlines transfers to Hilton. 1 to 1.5 pretty sure.
Message 16 of 19
NRB525
Super Contributor

Re: Hotel/Airline transfer points


@icyhot wrote:
Well I don't have an Amex that gives MR and I don't see myself getting the Choice card any time soon. I can transfer UR to Amtrak and then Amtrak to Choice, all at a 1:1 value, so that's what I'll do. My only thing is now trying to find a use for these AA miles

Ok, I'm assuming you are already signed up for all the free hotel loyalty programs, right, so regardless which card you use to pay, you get an underlying points earning for every flight, every night stay.

 

AA, United, Delta, AK, Marriott, Hyatt, Choice, Club Carlson, etc etc etc.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 17 of 19
icyhot
Valued Contributor

Re: Hotel/Airline transfer points

Yes of course, I'm with AA, Delta, Choice, Marriott, and SPG. I also get UR and TYP. Just trying to maximize the rewards as much as possible
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 18 of 19
jsucool76
Super Contributor

Re: Hotel/Airline transfer points

Marriott points can be quite valuable and the card pays for itself with the annual free night.
Message 19 of 19
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