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@icyhot wrote:
What is MR? What do you mean what value am I assigning lol if I transfer 1000 miles I wanna get 1000 hotel points.
MR = AMEX Membership Rewards points, which can be transferred to Choice points.
Some experts will tell you that you can get something like 2 cents per point value for an MR point, when it is transferred to an airline and you get a good miles / route combination.
The Choice Hotels points seem to average out to something like 8 tenths of a cent or so, depending on how you use the points for redemption.
So using an AMEX card to get one MR point on a given $1 of spend (say the basic EveryDay card, in non-grocery spend) that point has a value near 2 cents. Exchange that 1 MR point for 1 Choice point, and you now have about 8 tenths of a cent value.
If you use the Choice Credit Card for the same every day spend ( non grocery to keep it comparable) then you earn 2 Choice points, so you would have to use the ED to earn two points for groceries to get the same "transfer value" with the Choice card. But you are already ahead with the Choice card because the 2 points just happen regardless of what you buy.
But the main factor is, if you are staying at Choice hotels a lot, the points the Choice card earns on spend at Choice hotels blows away any other potential card you could use. No comparison.
@icyhot wrote:
Well I don't have an Amex that gives MR and I don't see myself getting the Choice card any time soon. I can transfer UR to Amtrak and then Amtrak to Choice, all at a 1:1 value, so that's what I'll do. My only thing is now trying to find a use for these AA miles
Ok, I'm assuming you are already signed up for all the free hotel loyalty programs, right, so regardless which card you use to pay, you get an underlying points earning for every flight, every night stay.
AA, United, Delta, AK, Marriott, Hyatt, Choice, Club Carlson, etc etc etc.