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Regular Contributor
Posts: 232
Registered: ‎02-07-2011
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Hotel holds/authorizations - do they report?

I'll be traveling at the same time as my Cap1 reports to the credit bureaus.  My balance on the cc will be $0, but there will be a pre-authorization hold from the hotel.  Will this hold amount show as part of my utilization when the card reports?


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Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
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Re: Hotel holds/authorizations - do they report?

No.

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Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: Hotel holds/authorizations - do they report?

 


ficofox wrote:

I'll be traveling at the same time as my Cap1 reports to the credit bureaus.  My balance on the cc will be $0, but there will be a pre-authorization hold from the hotel.  Will this hold amount show as part of my utilization when the card reports?


No.  Not until Cap1 receives a sales slip from the business. 

 

New Contributor
Posts: 60
Registered: ‎07-03-2007
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Re: Hotel holds/authorizations - do they report?

The amount on hold doesn't actually post to the balance so it won't show. I stay in hotels apprx.150 nights out of the year and I've never had that happen.

Starting Score: TU 652- EQ 658 - EX 668
Current Score: TU 679 - EQ 681 - EX 681 as of 3.13.11
Goal Score: 700 with all 3


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Regular Contributor
Posts: 232
Registered: ‎02-07-2011
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Re: Hotel holds/authorizations - do they report?

Wonderful. Thank you all for your fast replies. :smileyhappy: 

 

Also thanks to everyone for all of the other great posts.  This forum has helped me bring my credit score from 'Poor' to 'Good' territory in under a year. 

 

(Back to lurking.)


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Regular Contributor
Posts: 182
Registered: ‎11-20-2008
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Re: Hotel holds/authorizations - do they report?

I tried to find the answer to this as well last month - happy to say auths have no impact on reporting!

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