cancel
Showing results for 
Search instead for 
Did you mean: 

Hotel holds/authorizations - do they report?

Regular Contributor

Hotel holds/authorizations - do they report?

I'll be traveling at the same time as my Cap1 reports to the credit bureaus.  My balance on the cc will be $0, but there will be a pre-authorization hold from the hotel.  Will this hold amount show as part of my utilization when the card reports?


With FICO, time heals all wounds.

Take the FICO Fitness Challenge

5 REPLIES
Frequent Contributor

Re: Hotel holds/authorizations - do they report?

No.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Super Contributor

Re: Hotel holds/authorizations - do they report?

 


ficofox wrote:

I'll be traveling at the same time as my Cap1 reports to the credit bureaus.  My balance on the cc will be $0, but there will be a pre-authorization hold from the hotel.  Will this hold amount show as part of my utilization when the card reports?


No.  Not until Cap1 receives a sales slip from the business. 

 

New Contributor

Re: Hotel holds/authorizations - do they report?

The amount on hold doesn't actually post to the balance so it won't show. I stay in hotels apprx.150 nights out of the year and I've never had that happen.

Starting Score: TU 652- EQ 658 - EX 668
Current Score: TU 679 - EQ 681 - EX 681 as of 3.13.11
Goal Score: 700 with all 3


Take the FICO Fitness Challenge
Regular Contributor

Re: Hotel holds/authorizations - do they report?

Wonderful. Thank you all for your fast replies. Smiley Happy 

 

Also thanks to everyone for all of the other great posts.  This forum has helped me bring my credit score from 'Poor' to 'Good' territory in under a year. 

 

(Back to lurking.)


With FICO, time heals all wounds.

Take the FICO Fitness Challenge

Frequent Contributor

Re: Hotel holds/authorizations - do they report?

I tried to find the answer to this as well last month - happy to say auths have no impact on reporting!

------------------------------------------------

What's in my wallet?

Amex Blue Cash Preferred, Platinum, and Capital One Spark Business.