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Frequent Contributor
dangphuocloc72
Posts: 341
Registered: ‎04-17-2007
0

House

Chevychase bank and BOFA just aprove me 194k for the house , rate 6.3 is that good ?
my score EX 688 , TU 699 , EQ 647
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: House

EXCELLENT!!!  congrats!!!  Just make sure you can afford it.  jsut because they approved it doesn't mean to go out nad spend it. Save some fun money among othre things:smileyvery-happy:
Frequent Contributor
dangphuocloc72
Posts: 341
Registered: ‎04-17-2007
0

Re: House

yeah BRAMMY I am looking the house cheaper than they gave me loan . try to 150k payment less than 1K a month . thanks BRAMMY .
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: House

Hey Dang,
 
You can always take a part and give me half for my new house...LOL!!!
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007
0

Re: House

dang! dang, 6.3 is awesome. is it a fixed rate or some sort of arm? congrats!
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: House

I don't want to spoil the fun, but isn't this the CC forum?:smileyhappy:
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: House


fused wrote:
I don't want to spoil the fun, but isn't this the CC forum?:smileyhappy:


True, but tough! Well, I guess maybe General Credit, but please don't move to the loans forum --we'll lose the post, and I want to cheer dang on!

Congratulations, dang! Keep doing what you're doing, and good luck and God bless in your new home. :smileyhappy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: House

I certainly wouldn't move to the mortgage loans forum.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Established Contributor
Anderson
Posts: 716
Registered: ‎06-03-2007
0

Re: House

Congrats Dang. Yes good rate. Good luck!

dangphuocloc72 wrote:
Chevychase bank and BOFA just aprove me 194k for the house , rate 6.3 is that good ?
my score EX 688 , TU 699 , EQ 647



Frequent Contributor
dangphuocloc72
Posts: 341
Registered: ‎04-17-2007
0

Re: House

:smileyhappy: THANKS ALL YOU GUYS HERE ,
THAT IS FIXED RRATE , BUT I DIDN'T LOCK YET , BECAUSE SOME ONE TOLD ME MAY BE NEXT WEEK THE RATE IS LOWER THAN TODAY , I REMERBER ON 02/2007 MY SCORE ONLY 515 , NOW END OF THE YEAR I CAN BUY THE HOUSE FOR MYSELF ,  CUTORMER SERVICE OF BOFA TOLD ME IF YOU WANT CREDIT CARD I CAN GIVE YOU ONE NOW WITH GOOD CL AND VIP CHECKING . ALSO BOFA WILL PAY CLOSING COST FOR ME . ALOT OF THING GOOD , IF I GO WITH THEM . I TOLD HIM LAST TIME I APPLIED CC YOU GUYS TURN ME DOWN . HE SAY NOT NOW . :smileyhappy: I AM VERY HAPPY NOW . ONE AGAIN THANKS YOU GUYS AND THIS FORTUMS MUCH MUCH ..........

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