Just saw this on my Equifax report...interesting...wondering what Household Bank is up to? Unless they're just transferring info to Capital One, but doesn't PRM usually mean they're retrieving my information for a credit offer? Hell, i'm hoping maybe they'll magically transform my Orchard Bank Secured into an unsecured XD
Company Information: PRM-HOUSEHOLD CARD SERV
Date of Inquiry: 01/18/13
PRM is a promotional inquiry. It doesn't affect your score. They pulled a batch of reports based on their desired criteria in order to market products to people.
I noticed the same thing on my report and im opted out. I thought it was strange.