02-01-2013 02:54 PM
Just saw this on my Equifax report...interesting...wondering what Household Bank is up to? Unless they're just transferring info to Capital One, but doesn't PRM usually mean they're retrieving my information for a credit offer? Hell, i'm hoping maybe they'll magically transform my Orchard Bank Secured into an unsecured XD
Company Information: PRM-HOUSEHOLD CARD SERV
Date of Inquiry: 01/18/13
02-01-2013 02:59 PM
PRM is a promotional inquiry. It doesn't affect your score. They pulled a batch of reports based on their desired criteria in order to market products to people.
02-01-2013 03:11 PM
I noticed the same thing on my report and im opted out. I thought it was strange.
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO