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Valued Contributor
daybreakgonesXe
Posts: 1,867
Registered: ‎11-17-2012
0

Household Bank PRM?

Just saw this on my Equifax report...interesting...wondering what Household Bank is up to? Unless they're just transferring info to Capital One, but doesn't PRM usually mean they're retrieving my information for a credit offer? Hell, i'm hoping maybe they'll magically transform my Orchard Bank Secured into an unsecured XD

 

Company Information: PRM-HOUSEHOLD CARD SERV  
Date of Inquiry: 01/18/13
Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

FICOS: EX 759 EQ 718 TU 740 Credit Karma (TU) 790 Transrisk 820/990 Credit Sesame (EX) 766 Credit.com (EX) 774 VantageScore 3.0 726 Quizzle (EQ) 721
Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
0

Re: Household Bank PRM?

PRM is a promotional inquiry. It doesn't affect your score. They pulled a batch of reports based on their desired criteria in order to market products to people.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: Household Bank PRM?

I noticed the same thing on my report and im opted out. I thought it was strange.

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050

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