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Established Member
Posts: 1,990
Registered: ‎11-17-2012
0

Household Bank PRM?

Just saw this on my Equifax report...interesting...wondering what Household Bank is up to? Unless they're just transferring info to Capital One, but doesn't PRM usually mean they're retrieving my information for a credit offer? Hell, i'm hoping maybe they'll magically transform my Orchard Bank Secured into an unsecured XD

 

Company Information: PRM-HOUSEHOLD CARD SERV  
Date of Inquiry: 01/18/13

Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $5k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $14.8k | American Express Blue Sky $13.7k | Discover IT $24k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k

FICOS: EX 772 EQ 724 TU 764 VantageScore 3.0: EX 748 EQ 753 TU 752
Contributor
Posts: 567
Registered: ‎10-04-2012
0

Re: Household Bank PRM?

PRM is a promotional inquiry. It doesn't affect your score. They pulled a batch of reports based on their desired criteria in order to market products to people.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Established Contributor
Posts: 803
Registered: ‎05-16-2012
0

Re: Household Bank PRM?

I noticed the same thing on my report and im opted out. I thought it was strange.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050

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