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Household/HSBC luv button

Valued Contributor

Re: Household/HSBC luv button

No prob. Team player here! Haha. That and I want to up that nasty little CL on this card. With my Discover, I really have no use for this card at this CL anymore.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Message 31 of 59
Regular Contributor

Re: Household/HSBC luv button

Calling the backdoor number right now... Can't even get through...  Getting msg "We are experiencing extended wait times"...   =(

Amex Blue Cash - 22.9k | CSR - 21.9k | Cap One Quicksilver MC - 18.5k | BofA Travel Rewards - 15k | Lowes - 15k | Citi DC - 11.3k | Discover IT Miles - 10.1k | Barclay Ring - 7.5k | Amazon Prime Visa - 6k | BofA BBR - 1.4k
Message 32 of 59
Valued Contributor

Re: Household/HSBC luv button

That's what happens when myFICO team members spread the good news!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Message 33 of 59
Regular Contributor

Re: Household/HSBC luv button

Called the number on the back of the card.  Was told they aren't able to gran CLI's at this time.  Will try backdoor number for recon as soon as i can get through...

Amex Blue Cash - 22.9k | CSR - 21.9k | Cap One Quicksilver MC - 18.5k | BofA Travel Rewards - 15k | Lowes - 15k | Citi DC - 11.3k | Discover IT Miles - 10.1k | Barclay Ring - 7.5k | Amazon Prime Visa - 6k | BofA BBR - 1.4k
Message 34 of 59
Regular Contributor

Re: Household/HSBC luv button

Okay I'm shocked. We just moved to Florida and ran the cards up during the move. My overall util is 73% and my util on my BBRZMC is about 97%. I'm not sure why but I just requested a CLI and they gave me a $750 increase to $4150 Smiley Surprised

Message 35 of 59
Frequent Contributor

Re: Household/HSBC luv button

I just put a CLI in for my Gold BBRZMC, I got the 72 hour time frame notice. A few months back when they were doing CLI's I would get the 7-10 days message and that would be a decline. Anyone else gotten the 72 hour message this time around?

 

Also, a few months back, it was never a HP always was SP for me.

9/15/16 TU 733 EX 722 EQ 728 Discover $19,500/BOA $15,000/Lowe's $15,000/Sam's Club MC $15,000/Wells Fargo PLOC $15,000/Macy's $15,000/GM BuyPower $10,000/AmEx Hilton Honors $10,000/Macy's $10,000/Sam's Club $10,000/Frontier $9600/FNBO Mlife $9200/AmEx Delta $8500/Chase Hyatt $8000/Dick's MasterCard $7500/Citi Simplicity $7200/Wells Fargo Visa $7000/Chase United $5000/Amazon Visa $5000/Nationwide Visa $4300/State Farm $4000/Wells Fargo AmEx $2500/Citi Costco $2000
Message 36 of 59
Valued Member

Re: Household/HSBC luv button

I, too... got the "call customer service to complete your request." So I called, and the rep asked for my income, address... and then told me I have to wait 7-10 days for a letter to come in the mail. Smells like a denial to me. Smiley Sad

Message 37 of 59
Valued Member

Re: Household/HSBC luv button

No luck for BB store card (800 CL).  Clicked on the luv button and got a declined and that I will receive a mail within 7-10 days.  I'm going to pray that hopefully this is just a soft  and not a hard pull.


Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 713 (AMEX pull)
Goal Score: 700


Take the FICO Fitness Challenge
Message 38 of 59
Established Contributor

Re: Household/HSBC luv button

"Request a Credit Limit Increase

Thank you. We have received your request for a Credit Limit Increase. Please allow up to 72 hours for a decision to be made. You will be notified via email and postal mail once your request is completed.

"

 

I will keep you guys updated.

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 39 of 59
Frequent Contributor

Re: Household/HSBC luv button

gbishere, that's the exact message I received when I hit the luv button, received an e-mail later that evening I believe stating they had increased my limit and didn't have to pull my credit.

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 40 of 59