Reply
Community Leader
Valued Contributor
Posts: 1,283
Registered: ‎04-06-2011
0

Re: Household/HSBC luv button

No prob. Team player here! Haha. That and I want to up that nasty little CL on this card. With my Discover, I really have no use for this card at this CL anymore.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Contributor
Posts: 80
Registered: ‎02-16-2011
0

Re: Household/HSBC luv button

Calling the backdoor number right now... Can't even get through...  Getting msg "We are experiencing extended wait times"...   =(


Starting Score: 593 EQ
Current Score: EQ 663 TU 675 pulled here 5/13/13, EX 640, lender pulled 2/25/13
Goal Score: 800


Take the FICO Fitness Challenge
Community Leader
Valued Contributor
Posts: 1,283
Registered: ‎04-06-2011
0

Re: Household/HSBC luv button

That's what happens when myFICO team members spread the good news!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Contributor
Posts: 80
Registered: ‎02-16-2011
0

Re: Household/HSBC luv button

Called the number on the back of the card.  Was told they aren't able to gran CLI's at this time.  Will try backdoor number for recon as soon as i can get through...


Starting Score: 593 EQ
Current Score: EQ 663 TU 675 pulled here 5/13/13, EX 640, lender pulled 2/25/13
Goal Score: 800


Take the FICO Fitness Challenge
Regular Contributor
Posts: 192
Registered: ‎12-06-2008
0

Re: Household/HSBC luv button

Okay I'm shocked. We just moved to Florida and ran the cards up during the move. My overall util is 73% and my util on my BBRZMC is about 97%. I'm not sure why but I just requested a CLI and they gave me a $750 increase to $4150 :smileysurprised:

Frequent Contributor
Posts: 250
Registered: ‎03-26-2011
0

Re: Household/HSBC luv button

I just put a CLI in for my Gold BBRZMC, I got the 72 hour time frame notice. A few months back when they were doing CLI's I would get the 7-10 days message and that would be a decline. Anyone else gotten the 72 hour message this time around?

 

Also, a few months back, it was never a HP always was SP for me.

9/6/14 TU 716 EX 700 EQ 681

GM BuyPower $10,000/Lowe's $8500/Sam's Club $8500/Wells Fargo Visa $7000/Discover $4500/Barclays Rewards $4500/State Farm $4000//WalMart MC $4000/Old Navy Visa $4000/Nationwide Visa $3500/GM Card $3000/Sam's Club MC $3000/Macy's $2800//Amazon $2700/Wells Fargo AmEx $2500/Frontier $2500/AmEx Costco $2000/Chase Freedom $1000/AmEx Delta $1000/US Bank Platinum $1000/Wells Fargo PLOC $5000
Valued Member
Posts: 32
Registered: ‎08-18-2008
0

Re: Household/HSBC luv button

I, too... got the "call customer service to complete your request." So I called, and the rep asked for my income, address... and then told me I have to wait 7-10 days for a letter to come in the mail. Smells like a denial to me. :smileysad:


Starting Score: 527
Current Score: 610 EQ, 593 TU, 583 EX (Lender Pulled)
Goal Score: 650


Take the FICO Fitness Challenge
Valued Member
Posts: 48
Registered: ‎06-29-2011
0

Re: Household/HSBC luv button

No luck for BB store card (800 CL).  Clicked on the luv button and got a declined and that I will receive a mail within 7-10 days.  I'm going to pray that hopefully this is just a soft  and not a hard pull.


Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 713 (AMEX pull)
Goal Score: 700


Take the FICO Fitness Challenge
Established Contributor
Posts: 736
Registered: ‎07-07-2010
0

Re: Household/HSBC luv button

"Request a Credit Limit Increase

Thank you. We have received your request for a Credit Limit Increase. Please allow up to 72 hours for a decision to be made. You will be notified via email and postal mail once your request is completed.

"

 

I will keep you guys updated.

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Frequent Contributor
Posts: 260
Registered: ‎06-13-2008
0

Re: Household/HSBC luv button

gbishere, that's the exact message I received when I hit the luv button, received an e-mail later that evening I believe stating they had increased my limit and didn't have to pull my credit.

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.