Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 994
Registered: ‎07-16-2010
0

Re: Household/HSBC luv button

which card is this referring to specifically?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Regular Contributor
Posts: 208
Registered: ‎03-11-2007
0

Re: Household/HSBC luv button

As far as I know, HSBC CLIs are soft inquiries.  I requested an increase back in june and a hard inquiry never appeared on any of my reports.  I requested an increase on my Orchard bank card today and I checked all of my reports after... no hard inquiry.

Closed on my 1st home on: 11/30/2011
First Guaranty Mortgage Corporation (FGMC)
Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011)
Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)

Goal Score: 700

Take the FICO Fitness Challenge


Frequent Contributor
Posts: 262
Registered: ‎06-13-2008
0

Re: Household/HSBC luv button

shane 82388, i have the HSBC Premier Rewards Mastercard. 
Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Established Contributor
Posts: 736
Registered: ‎07-07-2010
0

Re: Household/HSBC luv button

[ Edited ]

Strepthroat wrote:

gbishere, that's the exact message I received when I hit the luv button, received an e-mail later that evening I believe stating they had increased my limit and didn't have to pull my credit.


Sweet! Fingers Crossed! what was the increase ?

 

Edit- nevermind saw your other thread. I have the bbrzmc though, the gold version. originally 300. increased to 400 during the last spurt of increases. Lets see what happens.

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: Household/HSBC luv button

I'm surprised that a lot of you guys have the CLI request button.

 

I have a Gold BBRZMC and went through all the menues but I don't have one. Card has always been in good standing since I got it 3 years ago but I'm stuck at a CL of $300.




Valued Contributor
Posts: 1,611
Registered: ‎04-06-2011
0

Re: Household/HSBC luv button

Nothing at the customer service tab?

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 699 05/15
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Frequent Contributor
Posts: 437
Registered: ‎05-21-2011
0

Re: Household/HSBC luv button

No increase for my Orchard (gold, if that matters) card. I've only had it since June 8th, however. My current limit is $320. I got the "call to process request" and received an instant denial. I thought I might have a chance since I'm prequalified for their "platinum" card now... I know, it obviously doesn't mean anything. Oh well. Hopefully they do this one more time before they hand it over to Cap1 and I can get in on it. Congrats to those that have had luck.


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


Take the FICO Fitness Challenge
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: Household/HSBC luv button


-Cain- wrote:
Nothing at the customer service tab?


Nope nothing at all




Frequent Contributor
Posts: 291
Registered: ‎07-29-2011
0

Re: Household/HSBC luv button

I called  to ask for a PC to something that wasn't getting sold to Cap 1 but the rep said at this point they didn't know which cards were getting sold.  Then I asked for a CLI, they took my info but I was denied.  Guess I've moved on to a bad luck streak.  

 

 



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Established Contributor
Posts: 619
Registered: ‎06-18-2007
0

Re: Household/HSBC luv button

Cards paid off, in great standing for years, and no such button.  The FAQ says:

 

 
 
Can I request a credit line increase ?
At this time, HSBC is not accepting individual requests for credit line increases. For a specific question about your account, send us a secure message online.



_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.