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Frequent Contributor
Posts: 437
Registered: ‎05-21-2011
0

Re: Household/HSBC luv button


ChesterPDexter wrote:

Cards paid off, in great standing for years, and no such button.  The FAQ says:

 

 
 
Can I request a credit line increase ?
At this time, HSBC is not accepting individual requests for credit line increases. For a specific question about your account, send us a secure message online.




On your main account screen, go up to the top and hover over the customer service tab. The second option is "Request A Credit Line Increase". See what you get there.


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Valued Contributor
Posts: 1,359
Registered: ‎02-07-2010
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Re: Household/HSBC luv button


mxp114 wrote:

Just got $1k CLI on my HSBC RZMC via the site and no hard pulled.



sigh. lucky you. when did you apply for this card? and how long did you have your gold before this card? did you apply for a new card or did you PC? was it considered an upgrade, or a pc?

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Established Contributor
Posts: 619
Registered: ‎06-18-2007
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Re: Household/HSBC luv button

Thanks for trying to help, stang, but I do not even see a customer service tab.  Does everyone else log in through accountcentralonline?

 

Maybe that's the difference.  If I tried to log in through HSBC's main page it would not recognize my login.  Maybe I have a cheap version that used to be Direct Merchant's Bank or something.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Regular Contributor
Posts: 162
Registered: ‎02-16-2011
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Re: Household/HSBC luv button


Seatown1two wrote:

Called the number on the back of the card.  Was told they aren't able to gran CLI's at this time.  Will try backdoor number for recon as soon as i can get through...


Woohooo!!!  Called again today, got a CLI of $100!!!



Starting Score: 593 EQ
Current Score: EQ 739 TU 755 EX 730
Goal Score: 800


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Frequent Contributor
Posts: 437
Registered: ‎05-21-2011
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Re: Household/HSBC luv button


ChesterPDexter wrote:

Thanks for trying to help, stang, but I do not even see a customer service tab.  Does everyone else log in through accountcentralonline?

 

Maybe that's the difference.  If I tried to log in through HSBC's main page it would not recognize my login.  Maybe I have a cheap version that used to be Direct Merchant's Bank or something.


That's probably why. Have you tried calling for a CLI?


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Valued Contributor
Posts: 1,608
Registered: ‎04-06-2011
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Re: Household/HSBC luv button

update on my CLI request:

Hit the luv button last Thursday, got the 7-10 day by mail reply. Received letter today, denied due to insufficient history with this card. Called Backdoor number, lady was very nice. She told me what I already knew, account was too new (just about 2 1/4 months). I asked whether I had gotten hit with a hard INQ, she said she didn't see any INQ notes, so that's a plus. I asked about CL possibly growing, she said it definitely was possible for my card, just not now. Asked about sale to CapOne, she said she wasn't authorized to discuss that. I thanked her, she thanked me, and that's all she wrote.


Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 723 07/15 (PSECU), TU08 699 05/15
Goal Score: 725+ across the board


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Established Contributor
Posts: 994
Registered: ‎07-16-2010
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Re: Household/HSBC luv button

ive had mine since may...still doesnt have a button to hit on my account. just says to call in.

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Frequent Contributor
Posts: 260
Registered: ‎03-26-2011
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Re: Household/HSBC luv button

I just wanted to update everyone. I did get a $300 CLI on my bbrzmc. I just found out now by logging in. They did have to ask some additional questions because I have a fraud alert on my cbr's. When I did that on monday they said I would get a letter in 7-10 days. Figured that was a denial. Just logged in now finally and see that there was a CLI. Miracles do happen!

9/6/14 TU 716 EX 700 EQ 681
Lowe's $15,000/GM BuyPower $10,000/Sam's Club $8500/Discover $8000/Wells Fargo Visa $7000/Sam's Club MC $7000/WalMart MC $5000/Barclays Rewards $4500/Macy's $4200/State Farm $4000/Old Navy Visa $4000/Amazon $4000/Nationwide Visa $3500/GM Card $3000/Wells Fargo AmEx $2500/Frontier $2500/AmEx Costco $2000/BP Visa $1500/Chase Freedom $1000/AmEx Delta $1000/US Bank Platinum $1000/Wells Fargo PLOC $5000
Valued Contributor
Posts: 1,608
Registered: ‎04-06-2011
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Re: Household/HSBC luv button

Nice. There was talk of accounts being closed, so getting a CLI is good for you.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 723 07/15 (PSECU), TU08 699 05/15
Goal Score: 725+ across the board


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