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Established Contributor
shane82388
Posts: 929
Registered: ‎07-16-2010

Re: Household/HSBC luv button

which card is this referring to specifically?

$1200 $1250 $1250 NPSL $5300 $1000 $1100

$1750 $5000 $7500 $2416 $6500
Regular Contributor
mocha82
Posts: 208
Registered: ‎03-11-2007

Re: Household/HSBC luv button

As far as I know, HSBC CLIs are soft inquiries.  I requested an increase back in june and a hard inquiry never appeared on any of my reports.  I requested an increase on my Orchard bank card today and I checked all of my reports after... no hard inquiry.

Closed on my 1st home on: 11/30/2011
First Guaranty Mortgage Corporation (FGMC)
Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011)
Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)

Goal Score: 700

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Regular Contributor
Strepthroat
Posts: 240
Registered: ‎06-13-2008

Re: Household/HSBC luv button

shane 82388, i have the HSBC Premier Rewards Mastercard. 
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Household/HSBC luv button

[ Edited ]

Strepthroat wrote:

gbishere, that's the exact message I received when I hit the luv button, received an e-mail later that evening I believe stating they had increased my limit and didn't have to pull my credit.


Sweet! Fingers Crossed! what was the increase ?

 

Edit- nevermind saw your other thread. I have the bbrzmc though, the gold version. originally 300. increased to 400 during the last spurt of increases. Lets see what happens.

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Household/HSBC luv button

I'm surprised that a lot of you guys have the CLI request button.

 

I have a Gold BBRZMC and went through all the menues but I don't have one. Card has always been in good standing since I got it 3 years ago but I'm stuck at a CL of $300.






Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011

Re: Household/HSBC luv button

Nothing at the customer service tab?

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Frequent Contributor
stanggt03
Posts: 437
Registered: ‎05-21-2011

Re: Household/HSBC luv button

No increase for my Orchard (gold, if that matters) card. I've only had it since June 8th, however. My current limit is $320. I got the "call to process request" and received an instant denial. I thought I might have a chance since I'm prequalified for their "platinum" card now... I know, it obviously doesn't mean anything. Oh well. Hopefully they do this one more time before they hand it over to Cap1 and I can get in on it. Congrats to those that have had luck.


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Household/HSBC luv button


-Cain- wrote:
Nothing at the customer service tab?


Nope nothing at all






Frequent Contributor
snowangel
Posts: 291
Registered: ‎07-29-2011

Re: Household/HSBC luv button

I called  to ask for a PC to something that wasn't getting sold to Cap 1 but the rep said at this point they didn't know which cards were getting sold.  Then I asked for a CLI, they took my info but I was denied.  Guess I've moved on to a bad luck streak.  

 

 



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Established Contributor
ChesterPDexter
Posts: 618
Registered: ‎06-18-2007

Re: Household/HSBC luv button

Cards paid off, in great standing for years, and no such button.  The FAQ says:

 

 
 
Can I request a credit line increase ?
At this time, HSBC is not accepting individual requests for credit line increases. For a specific question about your account, send us a secure message online.



_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.

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