Reply
Epic Contributor
Posts: 23,760
Registered: ‎10-23-2007
0

Household bank CLI button

is that always there or only when your eligible? Credit pull?
Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Valued Contributor
Posts: 1,148
Registered: ‎04-23-2008

Re: Household bank CLI button


Creditaddict wrote:
is that always there or only when your eligible? Credit pull?

That is ALWAYS there, at least as long as I have had the account and no matter what or how long, it will always refuse by giving a message like this when you click it:

 

In order to process your request, please contact us to speak to a Customer Care representative.

 

and when you click on contact us, it takes you to a generic form with no subject pull down for CLI and when you submit under another option, they never responded on it. Its bull.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Regular Contributor
Posts: 163
Registered: ‎10-20-2007
0

Re: Household bank CLI button


Guardian wrote:

Creditaddict wrote:
is that always there or only when your eligible? Credit pull?

That is ALWAYS there, at least as long as I have had the account and no matter what or how long, it will always refuse by giving a message like this when you click it:

 

In order to process your request, please contact us to speak to a Customer Care representative.

 

and when you click on contact us, it takes you to a generic form with no subject pull down for CLI and when you submit under another option, they never responded on it. Its bull.


That is correct, but also it gives them the opportunity to avoid giving you a auto-increase and instead charge you a fee for a CLI.  Has anyone received an auto-increase without calling? I never received an auto lincrease, thank god i am done with them. I Hate HSBC!!!!

"All I want for Christmas is to be able to pay our debts"
Frequent Contributor
Posts: 289
Registered: ‎12-01-2008
0

Re: Household bank CLI button

I recieved an auto cli about 14 months ago on my Orchard account. They e-mailed me and said congratulations on being an excelent customer blah blah. I started with $750 and was increased to $950. Been there ever since. When I got the increase I was almost maxed out, I was really surprised. I have had the card for 2 and a half years now.
A smooth sea never made a skilled mariner.
7/6/2009 Equ 664 TU 680 (15 and 19 point jump respectively this week, over 100 point increase in 6 months)
Valued Contributor
Posts: 1,148
Registered: ‎04-23-2008
0

Re: Household bank CLI button


iwantbettercredit wrote:

That is correct, but also it gives them the opportunity to avoid giving you a auto-increase and instead charge you a fee for a CLI.  Has anyone received an auto-increase without calling? I never received an auto lincrease, thank god i am done with them. I Hate HSBC!!!!

Yeap, that's right. This way they can say you asked for it. I have only received an auto CLI ONCE on an HSBC Cash Reward Platinum (self titled, not a backed card) and it went from 3800 to 4500. None of the other ones ever. I paid them all off and sockdrawered them. I figure I am not goign to close them, let them sit and ride until they close them or if not then I get the age benefit but I refuse to use them.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.