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Frequent Contributor
Posts: 335
Registered: ‎08-12-2011
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Household bank platinum

When submitting a cli online does this usually mean a hard pull?   

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Household bank platinum

I asked when I had their card and it was a SP, but my files were frozen so it could be YMMV.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 335
Registered: ‎08-12-2011
0

Re: Household bank platinum

Ok thanks LS

Frequent Contributor
Posts: 335
Registered: ‎08-12-2011
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Re: Household bank platinum

Went ahead and  filled out the CLI request for HSBC and got a   200.00 increase. Oh well I guess im surprised with my debt I didn't expect to get anything. I have 1,000 on my card and asked for 1,000 just now and it said congratulations you are approved for 200.00 which is ready for use now. My balance on this card was 292 today when I applied. Also my debt is more than 50% right now on all my cards together.  Not sure if it was a soft pull or not.  

Established Contributor
Posts: 803
Registered: ‎05-16-2012
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Re: Household bank platinum


ShiningDown wrote:

Went ahead and  filled out the CLI request for HSBC and got a   200.00 increase. Oh well I guess im surprised with my debt I didn't expect to get anything. I have 1,000 on my card and asked for 1,000 just now and it said congratulations you are approved for 200.00 which is ready for use now. My balance on this card was 292 today when I applied. Also my debt is more than 50% right now on all my cards together.  Not sure if it was a soft pull or not.  


When I press the button it always says form is unavailable.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
Posts: 335
Registered: ‎08-12-2011
0

Re: Household bank platinum

I got my card August 10th 2011.  Would this show up on credit karma if they did a hard pull? 

Established Contributor
Posts: 803
Registered: ‎05-16-2012
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Re: Household bank platinum


ShiningDown wrote:

I got my card August 10th 2011.  Would this show up on credit karma if they did a hard pull? 


If they pulled TU, Yes it would. I update my CK daily and anytime I applied for anything it would be reflected on my scorecard because the number of inquiries would change.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
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Valued Contributor
Posts: 2,691
Registered: ‎09-26-2011
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Re: Household bank platinum

Generally speaking, Household/Orchard are still soft pulls for CLI's.

 

A few posters on here have mentioned HP's, but I've NEVER had an HP for a cli with them.

Current Scores: EX: 615, TU08: 639, EQ: 607. 04/01/2015.

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