Reply
Contributor
dfgdfgdfgadfg
Posts: 99
Registered: ‎08-20-2008
0

How Accurate is BOA Preapproval Tool?

Anyone know how accurate BOA's preapproval tool is?
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
0

Re: How Accurate is BOA Preapproval Tool?

DW was preapproved last year through that link for the Amex version for $1500 and also for two other cards at the same limit. She completed the app and was only approved for $1000, which she accepted.
Mega Contributor
Creditaddict
Posts: 19,422
Registered: ‎10-23-2007
0

Re: How Accurate is BOA Preapproval Tool?

My dad was pre-approved for $7500, applied, got the card a week or two later, $500!!! Called and spoke with credit and they raised it to $5000.
Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+