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They report positive with a 0 balance, unless you are carrying a balance on them.
They report just like your other credit cards except instead of a balance it just says $0.00. Very positive, .
Actually, depends on the card issuer. Some do not report if there is no activity which shows up differently.
Unused accounts report a zero balance.
@Brooks14 wrote:
Really? This is what I have..how do they report?
- BoA Cash Rewards Secured Card
- Citi Diamond Prefer
- Chase Freedom
- Chase Sapphire Preferred
- Discover It
they will report 0 balance, 0 payment, and no deliquency.