How Do You Pay Your Credit Card?

[Involver]

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@megaman1 wrote:

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@xgac12x wrote:

I was just curious, how do you guys pay your credit card? Do you go to the bank, have it automatically withdrawn, or make manual payments etc. I know that I make multiple payments through out the month on my Chase, even though I dont max it out, I still like to have the limit available. 

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With money.

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Haha, dangit you beat me to it.

I do all payments manually.  I alternate leaving a balance between two of my cards but all else is PIF.

[DavidZeng]

I pay them with my cash

[Haisenberg]

I pay manually, usually 1-2 times per month.

[aubie1kenobie2]

Multiple payments before the due date and before the statement cuts. I have low limits on my cards so I kinda have to do it this way so my util won't be (too) high. I pay everything manually though online and have reminders on my iPad (I use the Bills for IPad for the reminders and calendar feature) so I can keep up with due dates. I PIF all cards.

[Blackbeauty212]

I push all my bills (even non-credit cards) through Citibanks Bill Pay.... My Citi Cards (SD'd for now) I can pay by just transferring money from my Checking to the cards themselves.... I also Pay my PNC Points (only used for OD protection, so I barely ever use it) by transferring from my Virtual Wallet Spend account to the CC. 

Bill Pay is sooo hassle free, I love it... And its simpler and gives more control than Auto-Paying, or going to each Creditors site and pulling payments. I check my Checking Accounts everyday, so I never miss a bill due. Plus Citi and each of my billers will email me when a new Bill is ready.  

[negg]

Sometimes I'll mail bag of nickels! Useally Barclays will get the bag of nickels, most of the time it's thru my bank.  

[baller4life]

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@megaman1 wrote:

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@xgac12x wrote:

I was just curious, how do you guys pay your credit card? Do you go to the bank, have it automatically withdrawn, or make manual payments etc. I know that I make multiple payments through out the month on my Chase, even though I dont max it out, I still like to have the limit available. 

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With money.

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This made me LOL!!

[baller4life]

I pull from Wells Fargo checking on each cc website. Pif before statement cut date on all but Navy Fed.

[wacdenney]

I sit down on the first of each month and pay them all from my checking account via the CC company website.  I generally have one I carry a balance on and PIF for the rest.

[All4One]

Mine are set to autopay the statement balance on the due date.  I skim the charges for the month after I get the statement ready email.

Even if you plan to manually pay your cards each month, it was suggested to me to at least have an autopay set up to pay the minumum balance just in case something happened and I forgot to pay.