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I applied for Delta Skymiles Gold Card..declined for my bk (discharged Sept 2009)
I called right after and told them the truth...my father had cancer and I was forced into my bk because I had to take off work to help take care of him.
They said I would hear something in 7 to 10 days
EX is about 680 0 % utilizaiton 10 inq
Thoughts
Never had luck with amex recon. Also its usually an HP. But since a decline usually isnt an HP I guess your no worse off. But usually once they make a decision they stand by it. I was denied stating my credit score was too low and they told me it was a 733.
Typically AMEX recon is only successful if the reasons for denial are no longer on your report when they pull again.