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How Does Amex Recon Work...

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Andy77
Valued Contributor

How Does Amex Recon Work...

 

I applied for Delta Skymiles Gold Card..declined for my bk (discharged Sept 2009)

 

I called right after and told them the truth...my father had cancer and I was forced into my bk because I had to take off work to help take care of him.

 

They said I would hear something in 7 to 10 days

 

EX is about 680 0 % utilizaiton 10 inq

 

Thoughts

Message 1 of 3
2 REPLIES 2
awp317
Frequent Contributor

Re: How Does Amex Recon Work...

Never had luck with amex recon. Also its usually an HP. But since a decline usually isnt an HP I guess your no worse off. But usually once they make a decision they stand by it. I was denied stating my credit score was too low and they told me it was a 733.

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 2 of 3
hyp0luxa
Regular Contributor

Re: How Does Amex Recon Work...

Typically AMEX recon is only successful if the reasons for denial are no longer on your report when they pull again.


Last TL/HP 7/29/2015 | Gardening till December 2015 at least...
AMEX PRG - NPSL | NASA Cash Rewards - 30k | NFCU Cash Rewards VS - 25k | AMEX Everyday - 18k |
Chase CSP 16.8k | BOA 3-2-1 VS - 12k | Fidelity AMEX - 12k | Citi Dividend - 11.3k | Barclays Sallie Mae WMC - 10k | PayPal Extras MC - 7.5k | WalMart MC- 7.5k | Cap1 QS One - 6k | Barclays Apple Visa - 5.7k | Chase Freedom VS - 5k
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