Credit Cards

[ctb89]

Just like the title says, I see so many NFCU accounts here...are there just that many service men and women out there? It seems fairly difficult to gain membership.

[LS2982]

I heard from a coworker today that NFCU is letting anyone (as in non military) in now, is this correct?

[bichonmom]

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LS2982 wrote:
I heard from a coworker today that NFCU is letting anyone (as in non military) in now, is this correct?

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I don't think so...

Eligibility Checklist

Navy Federal's field of membership is determined by the National Credit Union Administration.
If you fall under any of these categories, you're eligible to join:

All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and
Air Force retirees and annuitants

All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees
and annuitants

All Army and Air National Guard Personnel—civilian employees, retirees and annuitants

All Delayed Entry Program (DEP) Personnel

All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy,
United States Military Academy, United States Air Force Academy, United States Coast Guard Academy
and the United States Merchant Marine Academy; Other Officer Programs*

U.S. government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members

Once your family members have joined, they can extend the membership opportunity to their family members, too.

Still not sure if you are eligible? Use our Membership Eligibility Wizard or call us at 1-888-842-6328, then press *31.

[LS2982]

I think she may have gotten it mixed up with a different CU, i had my doubts lol

[ctb89]

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LS2982 wrote:
I heard from a coworker today that NFCU is letting anyone (as in non military) in now, is this correct?

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I wish. That's why I made this thread bc I looked at the eligibility requirements and it's not like Penfed where you can make a donation.

[pizzadude]

NFCU is mentioned a lot here because of its popularity with rebuilders ~ they usually give very nice CLs and approvals even to people with low scores.

[ctb89]

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pizzadude wrote:

NFCU is mentioned a lot here because of its popularity with rebuilders ~ they usually give very nice CLs and approvals even to people with low scores.

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No I know why it's mentioned. I'm just surprised that so many people are eligible for membership. I for one would love an NFCU card.

[LS2982]

@Ctb I really want an account with them too but i dont have family in the milatary......eh.

[themeggerz]

ctb89 wrote

No I know why it's mentioned. I'm just surprised that so many people are eligible for membership. I for one would love an NFCU card.

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I'm sure you can google a recruiter in your area

[missji]

I think it seems easy because you can actually be pretty far removed from a service member and still become a member. I was able to join because my sister works for the Navy (as a civilian) and is a member. I joined through her. The CU told me that now anyone in my immediate family or in my household can join with me as their sponsor since I'm a member. So my mom can join through me even though she isn't my sister's mom. Once she joins, anyone in her immediate family or household can join and so on.