Reply
Established Contributor
jordanmedical
Posts: 998
Registered: ‎04-08-2012

Re: How Have So Many People Joined NFCU?

My dad and that entire side of my family is all AF and Army. My dad got me into USAA as he is a member there but he is not in NFCU and I still got in.
-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: How Have So Many People Joined NFCU?

Careful, there are some horror stories out there about people joining nfcu after being given bad info by nfcu about their eligibility or just outright fraud. Fast forward a few months and security unit in nfcu does eligibility audit and they fail, all accounts frozen canceled etc. Safest route for those not directly eligible is to have their nfcu connection join and save their nfcu number. If not possible as the person with diseased grandparent, try and get some data.
Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Regular Contributor
DonGonzalo
Posts: 183
Registered: ‎05-18-2012

Re: How Have So Many People Joined NFCU?

[ Edited ]

I joined when I was in AFROTC  while in college many years ago.  I currently have no affiliation with any miltary or government.  If my membership ever becomes questioned, I'll just have my dad, who is retired from Air Force, to settle the issue.  

Let's Go Heat!! Vamos Heat!
Valued Contributor
rootpooty
Posts: 1,611
Registered: ‎10-28-2011

Re: How Have So Many People Joined NFCU?


Crashem wrote:
Careful, there are some horror stories out there about people joining nfcu after being given bad info by nfcu about their eligibility or just outright fraud. Fast forward a few months and security unit in nfcu does eligibility audit and they fail, all accounts frozen canceled etc. Safest route for those not directly eligible is to have their nfcu connection join and save their nfcu number. If not possible as the person with diseased grandparent, try and get some data.


this is true. when i found out about nfcu last year i knew with my brother being active duty marines i could join. i didnt know weather or not he was a member so i called and gave his name told them his status and they let me in quite quickly. about a month later they locked me out of my accounts faster than a snake bite. security team got ahold of me and questioned my elegibility so i called my brother and got his access number and they settled everything back to normal really fast.

 

but yes i know what you mean they do let military affiliation in quite easily then they break hearts down the road when they do a review and find out that you are indeed not elegible

NFCU plat 5k | NFCU cashrewards 3k | Chase Freedom 1.5k |
BOA 123 1k | Amazon 1600 | Walmart 900

On the prowl for Chase Sapphire Preferred!
Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: How Have So Many People Joined NFCU?


bichonmom wrote:

Your family member doesn't need to have been a member for you to qualify. If they would have qualified for m'ship when they were alive, then you (as a relative) can qualify (as long as it's in the list of family members on their site).

 

If you call them, they'll be very happy to help you determine if you're eligible.

 

 


I'm not trying to Beating_A_Dead_Horse_by_livius.gif  but I go back to that same statement from NFCU: Once your family member has joined, they can extend the membership opprtunity to their family members, too.

 

But I could be just misreading everything.  It's happened to me before.  :smileyhappy:

Regular Contributor
psychoinhell
Posts: 565
Registered: ‎06-12-2010

Re: How Have So Many People Joined NFCU?


MarineVietVet wrote:

I'm not trying to Beating_A_Dead_Horse_by_livius.gif  but I go back to that same statement from NFCU: Once your family member has joined, they can extend the membership opprtunity to their family members, too.

 

But I could be just misreading everything.  It's happened to me before.  :smileyhappy:


The mods get the best toys


Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801
Frequent Contributor
gamegrrl
Posts: 262
Registered: ‎02-09-2011

Re: How Have So Many People Joined NFCU?

Hate to necropost, but I just wanted to say that I will post here (if i can find this thread again) when I find out if I am truly eligible.

 

I'm a disabled veteran, and was RETIRED from the Army. On my DD-214, item 9a., type of separation, says Retired. IMO, it doesn't get any more official than that. We'll see what they have to say.



Starting Score: EQ 607 TU 693
Current Score: EX Plus FAKO 741 - EQ myFICO 722 - TU08 720 - TU myFICO 708
Goal Score: 800+


Take the FICO Fitness Challenge
Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: How Have So Many People Joined NFCU?

I think pension status determines eligibility.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Frequent Contributor
gamegrrl
Posts: 262
Registered: ‎02-09-2011

Re: How Have So Many People Joined NFCU?

I sure hope that if I am NOT eligible, that I'll be able to get them to remove the Hard Inquiries from my CRs. *sigh*



Starting Score: EQ 607 TU 693
Current Score: EX Plus FAKO 741 - EQ myFICO 722 - TU08 720 - TU myFICO 708
Goal Score: 800+


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+