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Established Member
Posts: 23
Registered: ‎01-02-2013
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How I fell for Chase newest "special" offer

I've been in the garden since 05/16/2012 when I got approved for a BoA Alaska card (10K limit). 

 

Tonight I ended it by succumbing to Chase's latest offering on their Slate product. I saw on the MyFico credit center that Chase is currently offering 0% apr on balance transfers for 15 months and 0 balance transfer fee (I believe their are competing against Discover IT). Got approved (not sure how much, will find out when the card comes In. 

 

At the same time, I thought what the hell. Lets go for Discover IT. Applied for their 14 month no APR / no BT promo and got approved for 4500. Weird thing was I got the approval message but my browser (Chrome) had issues on their account creation page so I didn't get an opportunity to create an account (after plugging in a username and password, getting the green check marks to make sure it was right, it would re-direct me back to the creation page...). Had to call to find out how much my CL was.

 

Goal in all of this: Trying to move my outstanding debt on my AMEX (25K CL - 8.9K debt) to a 0% interest card with every intention of paying off the entire thing by the end of this year. 

 

 

 

 

763 Experian / 770 Equifax / 790 TU

AMEX Blue (AU) - 25K | Chase Sapphire Preferred - 23K | AMEX TrueEarnings - 22.5K | BoA Alaska Air Sig Visa - 20K | Chase Slate - 9K | Barclaycard Ring - 6.3K | Citi Thank You Premier - 5K | Discover IT - 5K | Amazon Visa Rewards - 4K
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: How I fell for Chase newest "special" offer

Congrats on both approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: How I fell for Chase newest "special" offer

Congrats !!  :smileyhappy:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: How I fell for Chase newest "special" offer

CONGRATS!!!

The current Slate offering is very nice but unfortunately my current total debt wont allow me to get it :smileysad:



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,954
Registered: ‎01-24-2012
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Re: How I fell for Chase newest "special" offer


brokenpipe wrote:

Tonight I ended it by succumbing to Chase's latest offering on their Slate product. I saw on the MyFico credit center that Chase is currently offering 0% apr on balance transfers for 15 months and 0 balance transfer fee (I believe their are competing against Discover IT). Got approved (not sure how much, will find out when the card comes In. 

 

 


That offer on the Chase Slate has been around long before the Discover IT was introduced. To find out the limit you can ring the application status line(automated).

Contributor
Posts: 96
Registered: ‎12-20-2012
0

Re: How I fell for Chase newest "special" offer

Ha! Glad to know I'm not the only one. I did the Exact same thing on Friday. Couldn't decide between the IT and Slate but knew I needed a BT only difference is I went for the 18 mos 0% with3% fee IT... got them both decisions decisions


Congrats and good luck on paying it within the 15 mos. Hope we both make it!!!
Frequent Contributor
Posts: 371
Registered: ‎12-30-2012
0

Re: How I fell for Chase newest "special" offer

The slate is nice if you get a decent credit limit but after the transfer is over there are no rewards unlike a discover it 


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: How I fell for Chase newest "special" offer

Congrats! Chase Slate can be bipolar. They sometimes give good limits or toy limits because of the 0% promo.

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Posts: 1,072
Registered: ‎02-06-2013
0

Re: How I fell for Chase newest "special" offer

     Congrats for both cards.

390/14001100/13001500/15001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632.. If youlike this could you please give me a kudo by clicking that blue button over to the left? Thanks.Link to my Rebuild Log
Established Contributor
Posts: 515
Registered: ‎07-31-2012
0

Re: How I fell for Chase newest "special" offer

Congrats on both. I also got Slate offers in the mail but decided to stay in the garden. 


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board

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