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How Is City Simplicity?

Established Contributor

Re: How Is City Simplicity?

Isnt the TY premier Citis anwser to the CSP?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Regular Contributor

Re: How Is City Simplicity?

fyi my score was 687 ex and i was turned down for a 6 yr old derog they said email us that its no derogs and we will recon i said no thanks i have chase discover bofa and barclays to name a few so thnx but no thnx and lmao as i hung up while rep was still talkn was for the simplicity card

gardening tu fico 770 eq fico 735 ex fico 698 last app 2/27 chase freedom instant approval planing on gardening until my house search begins sometime in jun or july
Established Contributor

Re: How Is City Simplicity?

As many have said before YMMV with Citi ! I was denied the simplicity with a 680 but approved for the much tougher AAdvantage with just tad lower utility tha bumped my score about 40 pts.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Valued Member

Re: How Is City Simplicity?

It's garbage. No rewards anymore, not that they were every any good. Apparently I was grandfathered in with mine with Extra Cash (now EasyDeals) which is a half-step above worthless. I recommend using your inquiry elsewhere.


Starting Score: EQ FICO 773 (Jan. 2013)
Current Score: EQ FICO 783 (Feb. 2013)
Goal Score: EQ FICO 850

What's in my wallet? Chase Freedom - 1.9k || Chase United Explorer Signature Visa - 8.5k || Chase Priority Club Select Signature Visa - 5.9k || Citi Platinum Rewards - 4k || Citi Simplicity - 9.1k || GE Capital/Ashley Furniture 3.5k || Penfed Rewards Visa - 5k
Valued Contributor

Re: How Is City Simplicity?

It seems similar to the Chase Slate which people primarily use as a BT card. Neither have any rewards.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Senior Contributor

Re: How Is City Simplicity?

Yeah, it did p*ss me off.
Especially because...
It was the most horrible recon experience ever! The CSRs can't do shiz...Lol the Lady in the EO was nice; she followed up w me every couple of weeks! All of the CSRs are pretty ....ill-informed.
If it weren't for the 18 months 0%, I wouldn't ever get a Citi card..
Also, they pulled my report TWICE even though I sent them an updated copy and a note that specified I did not want another hp on my report.

But I'm going to max it out with a bal xfer in a couple months... Hope they like that ;-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: How Is City Simplicity?

way to be passive aggresive Smiley LOL

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
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New Contributor

Re: How Is City Simplicity?


youngandcreditwrthy wrote:
Also, they pulled my report TWICE even though I sent them an updated copy and a note that specified I did not want another hp on my report.

 They declined me (didnt even give me a small limit; had zero inquiries in the past 2 years so clean record). Then they double pulled me and I had to call them like 5-6x to even get the recon, all because they didn't like the $1200 balance I had on my AMEX charge card (which was long paid off). In the meantime AMEX gave me $7k and Chase $3k no questions asked.

 

Only reason I bothered was the 5 TY points for amazon/dining. Great now that I have it though.

PNC Points Visa $3.3k (5/09), Amex PRG NPSP (9/10), Amex BCP $19.7k (10/12), Chase Amazon $4.8k (10/12), Citi Forward $7.5k (11/12), Chase Southwest RR Premier $8k (3/13), Discover it $4.3k (11/13), Citi Double Cash $18k (PC'd 9/16 from AA Executive 7/15), Chase CSR $12.2k (9/16)
Regular Contributor

Re: How Is City Simplicity?

yes im here to tell citi they can kiss where the sun dont shine they where so rude and tried to make me feel like a criminal in my own credit report never ever will i apply for citi anything not even a free citi sippy cup lol csr was so rude

gardening tu fico 770 eq fico 735 ex fico 698 last app 2/27 chase freedom instant approval planing on gardening until my house search begins sometime in jun or july