Isnt the TY premier Citis anwser to the CSP?
fyi my score was 687 ex and i was turned down for a 6 yr old derog they said email us that its no derogs and we will recon i said no thanks i have chase discover bofa and barclays to name a few so thnx but no thnx and lmao as i hung up while rep was still talkn was for the simplicity card
As many have said before YMMV with Citi ! I was denied the simplicity with a 680 but approved for the much tougher AAdvantage with just tad lower utility tha bumped my score about 40 pts.
It's garbage. No rewards anymore, not that they were every any good. Apparently I was grandfathered in with mine with Extra Cash (now EasyDeals) which is a half-step above worthless. I recommend using your inquiry elsewhere.
It seems similar to the Chase Slate which people primarily use as a BT card. Neither have any rewards.
way to be passive aggresive
Also, they pulled my report TWICE even though I sent them an updated copy and a note that specified I did not want another hp on my report.
They declined me (didnt even give me a small limit; had zero inquiries in the past 2 years so clean record). Then they double pulled me and I had to call them like 5-6x to even get the recon, all because they didn't like the $1200 balance I had on my AMEX charge card (which was long paid off). In the meantime AMEX gave me $7k and Chase $3k no questions asked.
Only reason I bothered was the 5 TY points for amazon/dining. Great now that I have it though.
yes im here to tell citi they can kiss where the sun dont shine they where so rude and tried to make me feel like a criminal in my own credit report never ever will i apply for citi anything not even a free citi sippy cup lol csr was so rude