I think I had my last spree at around 90 days adding 2 chase cards and an AMEX adding 3 HPs total I think. Plus I added a secured loan. Some may gasp and think I'm a credit freak taking it way too fast. My strategy was to have more accounts early so I have a better AAoA later and my credit file just wasn't thick enough for when I want to buy a home. In one spree I brought my available credit from 10k to about 40k . I have been letting about 3-10 percent post, and paying in full by the next statement yada yada game. But I really want to raise my credit lines to 100k by end of this year so I can just automate everything after statements cut and not blowout my utilization with regualr spend. My ulitmate goal being I don't have to pay before the statement cuts to baby sit my credit score. I ulitmately want have 100k-200k in CLs so I can just sit back and relax and still have great credit.
I don't want to be playing the credit game longer than 2 more years. I have my next 2 years of financial planings scooped out in saving, investments, and credit with 5-10 action items every month. If you don't already have an end goal, then I would suggest thinking about that and making a strategy.
People can chirp around and say this and that. But you know what is best for you.
