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How Long GE Apps Remain in System?

Regular Contributor

Re: How Long GE Apps Remain in System?


joshy wrote:

my creditkarma score is 638 AND all i do is apply to see if i get the 5 to 7 days massege and call backdoor # and talk to them with GE if you get a ref # just call the credit underwriter and talk to them

CREDIT CARD SUMMARY Updated Jan 08, 2013

Expand Total Credit Card Balances $7,460

Expand Credit Card Limits $35,625

AMEX $15,000

CAP ONE $2,500

DISCOVER FIN $1,200

CAP ONE $2,000

CHASE $1,000

CHASE $500

TARGET $700

GECRB/WALMAR $1,500

KOHLS/CAPONE $300

GECRB/HDFURN $1,000

GECRB/OLDNAV $1,500

CHLD/CBNA $325

BRCLYSBANKDE $500

GECRB/AMAZON $700

CAP ONE $500

JENAPO LBRTY $1,000

CAP ONE $300

CAP ONE $750

CB/EXPRESS $1,150

GECRB/CHEVRO $500

GECRB/SMRTCN $300

GECRB/TYDC $1,400

JENAPO LBRTY $1,000

Search for new credit card options Expand Credit Card Utilization Rate 21%

 

new credit as of 01/06/2013 GAP VISA $1200 CHEVROM VISA $1800 DISCOVER IT $ 1700 AMEX DELTA SKYMILES $5000.

 

AUTO LOAN SUMMARY
Updated Jan 08, 2013
Total Auto Loan Balances $25,829

 

Auto Lease - KIA MTR FIN $16,110

Auto Lease - AMER HONDA $9,719

 

Total Personal & Other Loan Balances

Personal Loan - ONEMAIN FI $5,193

 



Open Credit Utilization 22%

On-Time Payments 100%

Credit Inquiries 28


Good lord! How many Cap One cards do you have? I thought there was a limit with their cards!

 

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Message 11 of 13
Valued Member

Re: How Long GE Apps Remain in System?

@JENNYLOCHA  all of the cap one where HSBC, KOHLS, BESTBUY AND SOME OTHER COMPANY SO THEY SHOW UP AS CAPONE ON CREDIT REPORT

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Message 12 of 13
Highlighted
Regular Contributor

Re: How Long GE Apps Remain in System?

My main reason for applying is for utilization purposes. Having only $1.2k as a credit limit is hard to maintain a balance with. Even then, ageing one account would be defating the purpose of having 2-3, right?

My Wallet: WF College Card ($1.7k); GE Wal-Mart ($1.3k); GE Amazon ($1.9k); Chase Freedom ($1k); Citi Simplicity ($2k); Discover IT ($2k); CareCredit ($1.5k); GE Lowes ($2.5k) -- In The Garden 'Til 08/2014

Current Scores: EQ 716; TU 683; EX: 709; TU(08): 723 - As of April 21, 2014
Goal Score: 700 Across the Board (TU, EQ, EX)


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Message 13 of 13