01-08-2013 05:45 PM
my creditkarma score is 638 AND all i do is apply to see if i get the 5 to 7 days massege and call backdoor # and talk to them with GE if you get a ref # just call the credit underwriter and talk to them
CREDIT CARD SUMMARY Updated Jan 08, 2013
Expand Total Credit Card Balances $7,460
Expand Credit Card Limits $35,625
CAP ONE $2,500
DISCOVER FIN $1,200
CAP ONE $2,000
CAP ONE $500
JENAPO LBRTY $1,000
CAP ONE $300
CAP ONE $750
JENAPO LBRTY $1,000
Search for new credit card options Expand Credit Card Utilization Rate 21%
new credit as of 01/06/2013 GAP VISA $1200 CHEVROM VISA $1800 DISCOVER IT $ 1700 AMEX DELTA SKYMILES $5000.
AUTO LOAN SUMMARY
Updated Jan 08, 2013
Total Auto Loan Balances $25,829
Auto Lease - KIA MTR FIN $16,110
Auto Lease - AMER HONDA $9,719
Total Personal & Other Loan Balances
Personal Loan - ONEMAIN FI $5,193
Open Credit Utilization 22%
On-Time Payments 100%
Credit Inquiries 28
Good lord! How many Cap One cards do you have? I thought there was a limit with their cards!
01-08-2013 05:54 PM
@JENNYLOCHA all of the cap one where HSBC, KOHLS, BESTBUY AND SOME OTHER COMPANY SO THEY SHOW UP AS CAPONE ON CREDIT REPORT
01-08-2013 06:44 PM
My main reason for applying is for utilization purposes. Having only $1.2k as a credit limit is hard to maintain a balance with. Even then, ageing one account would be defating the purpose of having 2-3, right?
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